All Forum Posts by: Chase Rawlins

How are you all refinancing with a bank a a lower rate if you have other mortgages and you dti is maxed out by their models?

Do you know of an independent bank that gives reasonable rates and takes into account your rental homes cashflow and history unlike traditional banks?

I read an article about someone having 15 properties using BRR....

How are you getting around DTI?

Hi Everyone,

I was recently reading an article on BP that said they had 15 properties using the BRRR strategy.

My question is how are you getting around DTI requirements when refinancing to obtain more properties?

I have never actually paid any of my mortgages, tenants have been paying them for me so I feel the traditional home loan guidelines don't really apply for me as an investor... Banks don't feel the same way.

Are you using private investors and paying 10% interest?

Know of a bank I don't know about?

I have the deals, land lording know how and down payments....need the loans..not at 10%, doesn't leave enough meat on the bone for me.

Tell me your secret!