All Forum Posts by: Crystal Stroessner

I am seeing some reluctance to move until the very last minute, hoping rates will shift more. Most of mine are coming due in 1Q & 2Q 2026! And most, are not borrowing from banks, but lending from major life Insurance Co's. Their funds are backed by bonds and are holding up better in this market. 

Crystal

Refinance Opportunities Are Rising 

As we approach the end of 2025, a major shift is looming in the commercial real estate finance landscape. According to the latest data, $1.2 trillion in long-term commercial loans are set to mature between late 2025 and early 2026. This massive wave of debt is creating unprecedented refinance opportunities across key sectors:

$957 billion (22%) in Industrial assets – think manufacturing and logistics warehouses

24% in Office Spaces

35% in Hospitality For savvy investors and commercial real estate professionals, this moment presents a rare window to reposition portfolios, uncover under-leveraged assets, and match the right buyers to the right opportunities—before the market adjusts.

Regards,
Crystal 

Hi I am a HML Broker, I have tools to help my Investors locate properties as well. Would love to be of service.

www.crystalriverlending.com 

I've had difficulty through the usual channels (cold calls, social media messaging, etc.) but I found success by networking around in my local area. Lots of investors, lenders, brokers, that you can connect with if you just go out there and attend local networking events.

Same thoughts as the others here, you can expect a 75-80% LTV before origination fees. As for rate, it depends (between 7.5 and 12 usually).

I am a commercial Lender, and have come accross a great off Market Multi-Family deal. I am looking for the perfect Investor for this property, with the understanding that I would finance the Rehab as well as the Refinance. Investor would need to have a Net worth of at least 20M and 6 to 8M to bring to the deal, as well as the experience, or a GC that has the Experience of doing these types of deals. Let's connect and discuss details.

I am a Lender. I lend both in the Commercial space (directly) and broker for Residential. A good lender will be your best trusted advisor and bring the Value of "reppresentation". They can ask the difficul questions. Many Investors shop for Capital on every deal, however there is nothing better than having a trusted Lender/Broker to work with. Lenders know the right questions to ask for the the deal to close ( only suprises, and daisy chains kill deals FME). Often Investors tell me the terms they want, and ask if my Capital can meet those terms before they will proceed with the conversation, when actually what we should try to understand is: "can the Investor and the deal qualify for those Terms?. Lenders will lend if you can qualify. Qualifying for a loan is a combination of Net worth, experience, skin in the game, and the asset. It's worth taking the time to understand how you need to present as an Investor to secure a loan. Securing a good Lender/Broker relationship is key to successfull REI's

I have a DSCR lender that can meet these rates. Deal specific!

Hi Matthew,

Welcome. I'm an HML Broker here in the DFW area. Also relatively new to BP. Here to network and connect with Invstors, and realtors in the area.

Cheers.

I'm fairly new in the industry as well, and most of the sources I've checked at first require a subscription (CoStar, WSJ), but I found this newsletter called Zeroflux Real Estate who consolidate real estate news from such sites. It's up to you if you're client will take these consolidated articles at face value or if they need an in-depth analysis then you'll have to go with subscriptions.

Another recommendation I got is to follow authors from the main news publication sites that publish real estate market trends. Place a notification for those people as their articles are often posted not only on their publication site but on other news sites as well so you can keep up to date.