All Forum Posts by: Demitrius Covington

I am currently trying to purchase a first home for myself as a veteran. I read somewhere that I can use my post 9/11 GI bill monthly check as income to purchase a home. If this is true can someone point my in the right direction?

Callum, I ran into a consistent problem with FHA loans and the loaners want me to live in the same state. Is there anywhere around that?

Great info Chris how do I go about finding online banks?

Thank you  Ravi!

I just wanted to know which home loans are used for investment properties where you do not have to occupy or live in the same state. I wanted to get more info on my possibilities and what options I have to attack my goal!

At the moment I am working with the bank to get the letter but what if they still can't change it?

Currently I am under contract trying to purchase a home under the VA loan guidelines. The company I am with is not recieving a final approval because I have two late payments for my credit card back in December. I am working dilligently to get those removed since they shouldn't be on my report at all. My mortgage officer is advising me to switch programs and use the FHA loan. But unfortunately I do have the money to cover the 3.5% down payment for a house at 215,000. The questions are is there anyway I can speak with someone to remove the late payments on my credit report outside of the actual bank because I tried that and its not working? My second question is how can I go about obtaining funding for down payment? I have no family members with extra cash and I have about 2500 of the 3.5 can anyone please point me in the right direction?

I will be buying a home sometime in the summer time and as a 20 year old landlord I am naive and ignorant to many things in the real estate world. I am also nervous. I just wanted to speak with someone who can abet me in some general information that I need to know. Things that typical landlords will not speak of and things that I should know but may not if anyone can help that would be great.

[email protected]