All Forum Posts by: Dustin Swanson

Quote from @William Thompson:

Creative deal—you’re essentially structuring a short-term sale-leaseback with a built-in buyback option. I’d look closely at:

• How the lease is drafted (to protect you if circumstances change).
• Making sure the financing structure covers the balloon while still leaving you positive cash flow.
• The tax side—depending on how it’s set up, you could end up with very different treatment on income and eventual resale.

I’ve seen setups like this work well, but the details really matter. Happy to walk through how I’d model the cash flow and tax treatment before you move forward.

Thanks for the tip, William. Any chance you would be willing to hop on a quick call with me to chat through it. I'd greatly appreciate the opportunity to pick your brain and dive into some specifics. Let me know and thank you sir. 

Hey Clayton, thanks for your reply.

His credit is an issue. I'm assuming he has explored this option.

I am reaching out for some professional advice/guidance on ways to creatively structure/finance a unique investment opportunity we have. Here are the details:

• -Owner-occupied home that the seller intends to buy back after 2-3 years of renting it to an investor (he is handicapped, and his house is built out for him with all the handicap accessible features)
• -Current mortgage balance of ~ $164,000 and his monthly payment is $1,280
• -The seller has a balloon payment due on private money in the amount of $117,000 - this is the cash needed in the transaction.
• -The seller is willing to "sell" and immediately be the tenant (maximum rent payment he is capable of is ~$2,500).

We are interested in helping him out and making a bit of cashflow in the process.

We are relatively new investors and would like to guidance on ways we could structure this transaction. Any help or advice from experienced investors would be greatly appreciated.

Hello All,

My cousin and I partnered up and purchased our first rental property in western Massachusetts. He is local and will be fulfilling landlord duties. I am remote (living in Reno, NV) and will be handling all accounting/finances. 

CPA recommended we open a joint business checking account under both of our names to keep tax season simple. Any recommendations or experience on good online banks with high APY for this purpose? 

NOTE: We planned on using Turbo Tenant for tenant management.

Thanks in advance for your help!