All Forum Posts by: Fred Shatzoff

1. 1. Fico: 680+.
2. 2. Loan Size: $100K to No Max.
3. 3. Max LTV: 75% for 1 to 4 Units. 80% for Commercial Properties.
4. 4. Debt Service Ratio: 1.25 + Lender does not factor in vacancy.
5. 5. Interest Rate: 4.00% -6.25%.
6. 6. Property Types: 1 -4 Units and Pure Commercial Properties.
7. 7. Use of Funds: Purchase, Refi, Cash Out Refi.
8. 8. Territory: Call me.
9. 9. Required Loan Docs: 3 years tax returns (personal and business), Personal Financial Statement, Current Leases, Rent Roll.

To Find out More Contact Fred Shatzoff 551-272-9066 or

The Cash Back Commercial Real Estate Loan program is the first of its kind, real estate loan where borrowers will share in fees generated by their own loan transactions.

Thousands of dollars in fees are generated on every loan file and now real estate investors and property owners will share in those fees.

In addition to getting paid for what you do already, you can also offer financing to your own personal network of sellers, buyers, realtors, etc.

You can build huge passive residual income by doing what you already do.

To Find out More Contact Fred Shatzoff 551-272-9066 or

• 1. FICO 660+
• 2. Loan Terms: 12, 18, & 24 months, fixed interest only
• 3. Loan Size: $75,000 to $1,000,000
• 4. Max LTC/LTV: The lender will finance up to 85% LTC, Loan to Cost & 100% of the construction (done in draws).
• 5. The Loan amount cannot exceed 70% of the ARV.
• 6. Purchase w/no rehab = 70%.
• 7. Refinance as is = 65% LTV.
• 8. Property Types: 1 -4 Units, Condos and Townhouses.
• 9. Interest Rate: 7.95% 11.25%.
• 10. Lending Territory: AZ, CA, CO, CT, DC, FL, GA, IL, KY, MA, MD, MI, MN, MO, NC, NJ, NV, NY, OH, OK, PA, SC, TN, TX, WA, AND WV.

To Find out More Contact Fred Shatzoff 551-272-9066 or

@Derek Dombeck @Nathan Goff  I represent many lenders as a broker.  I have no lenders that allow a second loan and you can not borrow from a private person for down payment,  Derek if you have a lender let me know?

11 Capital Finance is a nationwide commercial mortgage company that works with hundreds of lenders in the United States.

On the Permanent Side we do:

1. Bank Loans (conventional and SBA loans 1M+).

2. Bank Alternate Stated loans (these lenders are not banks and borrowers do not need to submit tax returns to qualify for these types of loans)

.

On the Temporary Side we do:

1. Renovation loans (for 1-4 unit investment properties and some standard commercial properties),

2. Bridge Loans (for 1-4 unit investment properties and commercial properties) and

3. Ground Up Construction loans (for 1-4 unit investment properties).

The principals of 11 Capital Finance have been in the commercial lending business for over 20 years and know how to properly advise a borrower on any type of commercial real estate transaction. We have worked with thousands of borrowers, and continue to, due to our superior customer service and knowledge of this business. We stay with our borrowers through out every step of the commercial lending process to ensure the loan closes properly and in a timely fashion. 11 Capital Finance personally handles all title insurance issues, property insurance issues and does all of the coordinating with every party involved in the transaction for our clients.

To Find out More Contact Fred Shatzoff 551-272-9066 or

• 1. FICO Requirement: 650+
• 2. Loan Terms: Up to 30 Year, 3, and 8 Year Fixed Options.
• 3. Loan Size: $75K to $2M.
• 4. Max LTV: 75% on Purchase, Max LTV is 70% on a Refinance.
• 5. Debt Service Ratio: There is no DSCR Analysis.
• 6. Interest Rate: 7.24% to 9.24%.
• 7. Property Types: 1 -4 Units,
• 8. Seasoning Requirement: 1 Year on Requirement.
• 9. Territory: Nationwide. Except Alaska, Michigan, Minnesota, New Hampshire, North Dakota, South Dakota and Vermont.

To Find out More Contact Fred Shatzoff 551-272-9066 or [email protected]

• 1.FICO Requirement: 650+
• 2.Loan Terms: Up to 30 Year, 3, and 8 Year Fixed Options.
• 3.Loan Size: $75K to $2M.
• 4.Max LTV: 75% on Purchase, Max LTV is 70% on a Refinance.
• 5.Debt Service Ratio: There is no DSCR Analysis.
• 6.Interest Rate: 7.24% to 9.24%.
• 7. Property Types: 1 -4 Units,
• 8. Seasoning Requirement: 1 Year on Requirement.
• 9.Territory: Nationwide. Except Alaska, Michigan, Minnesota, New Hampshire, North Dakota, South Dakota and Vermont.

To Find out More Contact Fred Shatzoff 551-272-9066 or [email protected]

If you can qualify for a conventional loan then get one. You can have up to 10 loans. If not you need to a got for an LLC where there are no limits on how many properties you can finance. These are all no doc loans. Yes rates are higher but if property cash flows then rates are not that important.

• FICO 660+
• Loan Terms: 12, 18, & 24 months, fixed interest only
• Loan Size: $75,000 to $1,000,000
• Max LTC/LTV: The lender will finance up to 85% LTC, Loan to Cost & 100% of the construction (done in draws).
• The Loan amount cannot exceed 70% of the ARV.
• Purchase w/no rehab = 70%.
• Refinance as is = 65% LTV.
• Property Types: 1 -4 Units, Condos and Townhouses.
• Interest Rate: 7.95% 11.25%.
• Lending Territory: AZ, CA, CO, CT, DC, FL, GA, IL, KY, MA, MD, MI, MN, MO, NC, NJ, NV, NY, OH, OK, PA, SC, TN, TX, WA, AND WV.

To Find out More Contact Fred Shatzoff 551-272-9066 or [email protected]

Fix & Flip Loan!

Are you a New or Experienced Investor we can help you.

We Lend Nationwide!

1. Up to 90% of Purchase Price.

2. Up to 100% of Rehab Costs.

3. Up to 75% After Repair Value.

4. Minimum Credit Score 660.

5. 1 - 4 Families.

6. Loan Amounts from $75,000 - $2,500,000.

7. New Investors OK.

8. Rates from 7.50% to 9.99%.

Visit us on line

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Fred Shatzoff

551-272-9066