All Forum Posts by: Garrett Kaiser
Garrett Kaiser has started 2 posts and replied 3 times.
I have reached out to a State Farm. They don’t Broker out their policies so the brokers I’m using havent tried them yet. Waiting on their local agent to chat
Thx
I haven't had much luck in finding an insurance provider for a 5-unit building in upstate NY. I've been rejected for a quote for the following reasons:
- Out of State ownership
- Too many units in the building
- Company doesn't insure in NY State
I've gone to three insurance brokers in town so far and have called various name-brand companies. No luck so far.
I'd love some recommendations or thoughts on how I can get insured.
Post: Looking to cash-out refi in Cincinnati

- Posts 3
- Votes 1
Cincinnati area (but could be anywhere in OH/IN/KY - I'm operating an LLC and have a small-value triplex purchased in cash and am looking at a refi lender that can accommodate:
-LLC ownership
-small value loan ($50K-$75K note)
-ideally an income-based appraisal without a seasoning period (since it was a cash purchase). A market-based appraisal could also work, but the seasoning period (12-months) based on the last purchase price is causing problems.
Does anyone have any insights into a local lender who approaches lending in this way? Is this possible in this market?