All Forum Posts by: Johnathan McKeen-Chaff

🚨 Investor & Lender Opportunity – Dade City Townhomes 🚨
Prepared by Johnathan McKeen-Chaff

👋 About Me
I’m Johnathan McKeen-Chaff, founder of Prepense Business Solutions and Prepense Realty at Easy Realty. I’m an entrepreneur, husband, father, and Christ-follower with a passion for building businesses and communities that thrive. Real estate is more than numbers to me—it’s a tool for stability, opportunity, and long-term value.

🏘 About the Investment – Vista Walk, Dade City
• Brand-new 3 bed / 2.5 bath townhomes
• All appliances included + one-car garage
• HOA covers lawn, exterior, and roof
• Avg. rent for a 3/2 in the area: $2,000+

📊 Numbers That Matter (per unit)
• Purchase Price: $220K
• Loan (4.99% / 30yr): $176K
• All-in Monthly Cost: ~$1,423
• Rent: $2,000
• Net Cash Flow: ~$577/month
• Cash-on-Cash ROI: 15.7%

📊 Portfolio Totals (6 units)
• Total Purchase: $1.32M
• Gross Rent: $12,000/mo
• Net Cash Flow: ~$3,461/mo
• Annual Net: ~$41,500
• ROI: 15.7%

💼 The Deal
This is a hands-off investment opportunity:
✅ Investor provides 100% of the capital
✅ Ownership split: 90% Investor / 10% Me
✅ I’ll represent the purchase (buyers’ agent side) and collect the builder-paid commission (2.5%) — extra value with no added cost to the investor
✅ I’ll manage the properties at half the cost of a typical PM, maximizing cash flow and protecting your investment

📈 Exit Strategy
With strong rental demand and appreciating property values in Pasco County, this portfolio is positioned for steady cash flow and long-term growth.

👉 DM me if you’re interested in partnering or want full details.