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All Forum Posts by: Jeff Chisum

Jeff Chisum has started 7 posts and replied 197 times.

Private Lending & Conventional Mortgage Advice

Post: 2nd home loan 10% down

Jeff Chisum
Posted
  • Lender
  • All 50 States
  • Posts 215
  • Votes 124

Is that on a 30 year fixed?

0 Votes
Charleston, South Carolina
Private Lending & Conventional Mortgage Advice

Post: Renovation Loans for Primary Residence

Jeff Chisum
Posted
  • Lender
  • All 50 States
  • Posts 215
  • Votes 124

Just get a short term unsecured loan.  $7000 wouldn’t be worth the refinance costs.

1 Vote
Nashville, Tennessee
Short-Term & Vacation Rental Discussions

Post: New Airbnb Investor

Jeff Chisum
Posted
  • Lender
  • All 50 States
  • Posts 215
  • Votes 124
Quote from @Trent Reeve:
Quote from @Jeff Chisum:

Make sure to check out the 10% down second home occupancy loan. 90% of the loans I originate are clients using this product to invest in STR properties.

A lot of good information and a lot misinformation.  Better to visit with an expert.  I have plenty of clients cash flowing with 10% down.  

 im not sure you can cash flow nowadays on a 10% down unless you find an almost unicorn deal.

as for the OP, there is a lot of information on these boards, and this isnt the first time this question has been asked. If you search, you will find some great info


0 Votes
South Bend, Indiana
Short-Term & Vacation Rental Discussions

Post: New Airbnb Investor

Jeff Chisum
Posted
  • Lender
  • All 50 States
  • Posts 215
  • Votes 124

Make sure to check out the 10% down second home occupancy loan. 90% of the loans I originate are clients using this product to invest in STR properties.

1 Vote
South Bend, Indiana
Classifieds

Post: Direct dscr lender

Jeff Chisum
Posted
  • Lender
  • All 50 States
  • Posts 215
  • Votes 124

Direct lender here and in TX!  We keep control of the entire process.  Easiest loan I originate.  

0 Votes
Fort Worth, Texas
Private Lending & Conventional Mortgage Advice

Post: Looking to obtain a DSCR Loan

Jeff Chisum
Posted
  • Lender
  • All 50 States
  • Posts 215
  • Votes 124

You created a condo association?

0 Votes
Washington, DC
Private Lending & Conventional Mortgage Advice

Post: 2nd Home Mortgage

Jeff Chisum
Posted
  • Lender
  • All 50 States
  • Posts 215
  • Votes 124

This is 100% of my business.  Feel free to send me a DM.

1 Vote
Grand Rapids, Michigan
Short-Term & Vacation Rental Discussions

Post: STR real estate agents

Jeff Chisum
Posted
  • Lender
  • All 50 States
  • Posts 215
  • Votes 124

Don’t have anyone to refer you in that area but happy to send you my buyer agent interview questions I put together a few years ago.  Just send me a DM

1 Vote
Columbus, Ohio
Private Lending & Conventional Mortgage Advice

Post: Is it impossible to cash out refi a TX rental property if you live out of state?

Jeff Chisum
Posted
  • Lender
  • All 50 States
  • Posts 215
  • Votes 124

Texas lender here.  No issues to do a cash out based on the info you provided.  A lot of nationwide lenders will not do cash outs in Texas just by rule due to some of the laws being complex and easy to fumble.  Send me a dm

2 Votes
Dallas, Texas
Short-Term & Vacation Rental Discussions

Post: Buy my 1st STR/vacation home. Use rabbu?

Jeff Chisum
Posted
  • Lender
  • All 50 States
  • Posts 215
  • Votes 124

Visit with me about a 10% down second home occupancy loan.  Send a dm 

0 Votes
Destin, Florida