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All Forum Posts by: Jerry Castillo

Jerry Castillo has started 1 posts and replied 4 times.

Post: Would you buy a neighbor's home who's facing hardships?

Jerry CastilloPosted
  • Rental Property Investor
  • Atlanta, GA
  • Posts 4
  • Votes 0

All, thanks for your responses.  

@Clifford Paul, $20k purchase price for your last hoarder house is amazing considering its current value.  You killed it!

Post: Would you buy a neighbor's home who's facing hardships?

Jerry CastilloPosted
  • Rental Property Investor
  • Atlanta, GA
  • Posts 4
  • Votes 0
Originally posted by @Brett Goldsmith:

Have you considered offering to purchase it as-is so he doesn't need to spend money fixing it up, or the hassle of cleaning or showing the property. Sounds like a good opportunity to try to do an off market deal. Find out what his needs and desires truly are. Unfortunately some of the best deals are from difficult or quirky people. I've purchased a few from hoarders over the years. 

Brett, my intention is to buy as-is.  On the ones you've bought from hoarders, do they remove most of their possessions?

Post: Would you buy a neighbor's home who's facing hardships?

Jerry CastilloPosted
  • Rental Property Investor
  • Atlanta, GA
  • Posts 4
  • Votes 0
Originally posted by @Patricia Steiner:

What starts out crazy ends up crazier.  If he really wanted to sell, he would have taken some action. Hoarders are not big on moving because there are issues with moving all their possessions and finding a landlord who will allow ALL OF THAT to be housed on the property is also a challenge.  If you absolutely want the house, you should put an offer in writing - not a contract but a letter - with the price, offer good through date, and that the property has to convey free of liens, code enforcement issues, and stuff.  Don't be surprised if he accuses you of ripping him off and taking advantage of him.  Most of these situations are resolved through foreclosure or family interventions.  Trust your judgement on the situation.  I do.

Patricia, I agree it's likely to get crazier. Thanks for your suggestion on putting an offer in writing. 

Post: Would you buy a neighbor's home who's facing hardships?

Jerry CastilloPosted
  • Rental Property Investor
  • Atlanta, GA
  • Posts 4
  • Votes 0

A retired neighbor of mine in his mid-60's has been having financial issues for years, is now having health problems. He's mentioned to me recently that he wants to fix his house to sell as he's on a fixed income. I gave him the name of contractors I've worked with but he never called them, I'm thinking it's likely due to not having the funds to make repairs.

Neighbor's profile: Him being an open misogynist, he's managed to tick off all the wives on the street. He's got quite the large ego as well. All the neighbors have some stories on him. He is "that neighbor". Over the last 7 years he's become a recluse. Another neighbor who lives next to him, (when they were on friendlier terms) has been inside his house & said he is a hoarder. He only puts out recyclables on trash day, never seen a trash bin. He's a former sales manager. 

Neighbor's Property: ARV 330k, paid 195k in 2003. I haven't yet asked what is owed. Repairs TBD.

He considers me a friend since I was his only neighbor not to stop talking to him. I feel sorry for him as he lives alone & stays alone during the holidays. My gut tells me to pass because he's likely to get difficult when his ego steps in, but I like the challenge of this.

Hoping someone can suggest a win-win solution when it's a distressed (& difficult) seller who you've known for over 10 years.