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All Forum Posts by: Jessica Hill

Jessica Hill has started 1 posts and replied 2 times.

Post: Can I house hack without living there?

Jessica HillPosted
  • Posts 2
  • Votes 0

Hi BP community! I've been listening to the podcast for a while now and I'm new to the site/forum. I have long been interested in getting started by house hacking, but I'm curious if it's possible to buy a duplex using an FHA or conventional loan that allows me to put 3.5% down...but not actually live there? I know this would be breaking some rules, but do banks actually check or even care?

If not, how long is it typically required to live in the residence before you can fully rent it out? 

Thanks!