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All Forum Posts by: Jo-Ann Lapin

Jo-Ann Lapin has started 504 posts and replied 3248 times.

Post: New member from California

Jo-Ann Lapin
Posted
  • Loan Officer
  • Tustin, CA
  • Posts 3,422
  • Votes 712

Welcome to BP. This is a wonderful resource.

Post: Your Help Needed: Analyze My 'Getting Started' Plan

Jo-Ann Lapin
Posted
  • Loan Officer
  • Tustin, CA
  • Posts 3,422
  • Votes 712

Thanks for the share. Looks like you know what you are doing and also adding BP to the mix will only help further your journey to financial independence.

Post: Do I need a business plan to get financing when starting off?

Jo-Ann Lapin
Posted
  • Loan Officer
  • Tustin, CA
  • Posts 3,422
  • Votes 712

No, totally unnecessary. Welcome to BP. Writing down a real estate goal and planning out the step to achieve that goal internally is best.

Post: Finding Private Money vs. Hard Money Lenders In North Dakota

Jo-Ann Lapin
Posted
  • Loan Officer
  • Tustin, CA
  • Posts 3,422
  • Votes 712

In my world private/ hard money are the same. I personally do not like saying hard money as it has real negativity associated with the word. The simple truth is that  private funds come from  trust deed investors placing it in other people's real estate. It will always yield higher than a bank and is for the most part helpful to many investors allowing the leverage they need to succeed.

Post: Nikki the Newbie

Jo-Ann Lapin
Posted
  • Loan Officer
  • Tustin, CA
  • Posts 3,422
  • Votes 712

Welcome to Bp. This is going to be a great resource to your future investing.

Post: 3 properties in LLC....seperate bank accounts?

Jo-Ann Lapin
Posted
  • Loan Officer
  • Tustin, CA
  • Posts 3,422
  • Votes 712

I would consolidate in 1 business account just for simplicity

Post: Preparing for California Real Estate Licensing Exam

Jo-Ann Lapin
Posted
  • Loan Officer
  • Tustin, CA
  • Posts 3,422
  • Votes 712

Real estate trainers in Santa Ana was great. Most update info and a good weekend crash course.

Post: New Member- Sherman Oaks California

Jo-Ann Lapin
Posted
  • Loan Officer
  • Tustin, CA
  • Posts 3,422
  • Votes 712

Welcome to Bp. This is great platform for networking and learning.

Post: BEWARE WHEN SHOWING PROPERTY!! ARKANSAS AGENT MISSING!

Jo-Ann Lapin
Posted
  • Loan Officer
  • Tustin, CA
  • Posts 3,422
  • Votes 712

Thanks for the share. You are 1000% correct.

Post: Do I have a bad realtor?

Jo-Ann Lapin
Posted
  • Loan Officer
  • Tustin, CA
  • Posts 3,422
  • Votes 712

You should find another realtor with ethics, scruples and knowledge. If you are going to pay the realtor then the realtor should earn his/her commission besides the fact that all realtors should be held to a certain standard just like the rest of us as humans and professionals. Go with your gut. Always check with building and safety on real estate and talk to neighbors.