All Forum Posts by: Joe Shepherd
Joe Shepherd has started 2 posts and replied 2 times.
Hello, I am looking for advice on insurance structure. Bought a property in my name with a mortgage, then quit claimed to LLC. Insurance is now listing LLC as primary, but it's escrowed.
Am I risking the due-on-sale clause?
Would listing myself as secondary help or should I just pull insurance from escrow?
I appreciate the advice!
Post: Shared Driveway & Refinance Issues

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I bought a home with a shared driveway - property line runs down the middle, and it splits to each garage at the end. No formal easement, just a gentleman’s agreement with the neighbor.
I purchased in cash and now I’m refinancing. The lender wants an easement or written agreement. Appraisal came in higher than the loan amount.
Anyone dealt with this in the past?
-Do some lenders skip this requirement? Any recommendations?
-Tips for a simple agreement?
TIA!