All Forum Posts by: John Banes

I was modify one day and the next day I had my new Morgage payment amount,my problem is that at the time of this day of modification I wasn't aware that this was in vialation with HUD because I would not have taken such a modification why? Would I do that when I was only saving$17 dollars a month it doesn't make sense to me that I wasn't protected by Ocwen Morgage service all they had to say was it would be a violation to HUD and that wasn't told me until I was about to close on my house to sell it

Hello my name is John and I have recently been sold to another loan servicing and I was given a HAMP modification through the loan servicing that sold my mortgage to the one I have now and I wasn't told at the time of the HAMP modification and its caused me to be in violation with HUD and I have a partial ppayment to HUD and wasn't aware of what my loan modification would distroy my life because if they had told me it would be in violation of HUD I wouldn't have ever taken it now I am still here in my home and I am disabled and cannot keep the upkeep on the property and really need to move but I feel that my mortgage server did not protect me under there policy, is there a way to get HUD to forgive this parcial payback because I was wronged by the loan servicing and also they never applied any of the HAMP incentive acurence in the four years I was with them, please please help me... John