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All Forum Posts by: John Gach

John Gach has started 23 posts and replied 61 times.

Private Lending & Conventional Mortgage Advice

Post: Multi-Family less than 25% Down

John GachPosted
  • Buffalo, NY
  • Posts 62
  • Votes 56

I'm trying to research, so I apologize if I am hi-jacking this thread. 

If I already have an FHA loan on a house with my girlfriend that we have been living in for 3 years, would I be able to qualify for a conventional or FHA loan on a multiple family home with less than 25% down by saying I will live in it (owner-occupy), and actually living in it? I was told no lender would believe that I would live in the multiple family home unless I sold my house.

Basically I found a house I like, and I wasn't really planning to buy an investment property so I don't have any money saved up, but I have my 401k I would borrow from if it would some how make it work out.

thx

0 Votes