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All Forum Posts by: Joseph Christopher

Joseph Christopher has started 1 posts and replied 2 times.

Randy, Adam, and Alyssa, thank you for your prompt replies! Daniel, I was hoping that people wouldn't be fleeing or even considering fleeing haha! 

I also hope for positive changes and a stronger market in the coming months and years. I realize that it's a unique market in the Twin Cities area and I'm looking forward to learning from each of you. I'm seeing that most desirable places to live and potentially cash flow are few and far between. Like I mentioned, we're flexible and willing to make some initial sacrifices for things like comfort, cost, square footage, awkward floorplans, etc. just so we can begin somewhere and enjoy it the quality of life in a good area. We, like anyone else, want to make the best financial and logical decision as it will be the first property we'll own. 

Thanks again, each of you! 

Good evening! Longtime lurker and BP podcast listener, first time poster.  

Due to the recent events and travesties in the Twin Cities area, I'm curious to see what insight that some who live there can provide. I am not ignorant to the fact of the high degree of uncertainty, nor am I seeking to get into sensitive topics or politics. What may one reasonably expect to see with the potential for the elimination of a police department? I know that this has been a project for some time (www.MPD150.com) in the area. What I'm concerned about is centered on a long-term outlook on property values, insurance availability and rates, and of course the availability of those kinds of city services. Please know that I'm for creativity and progression in every sense of the word, but I feel that at this point it may be unwise to acquire a medium-term investment (3-5 years) in a public safety experiment. Again, I'm hoping to have an objective conversation. 

My spouse and I have been looking to relocate to Minneapolis (potentially the Uptown area) or St. Paul for work in the next few months. We were hoping to owner-occupy a multifamily (duplex to 4-plex) and go the househack route to springboard into long term investing whilst maintaining our 9-5's, but are open to BRRRR and the like. We just need a place to live. :)

6 figure income, no kids, late 20's, minimalist lifestyles. 6% DTI, currently renting and never owned.