All Forum Posts by: Kaolee Vang-Thao

We primarily build SFR in SWFL, for sale properties. We can hear you out, how much of projects do you typically fund? Only asset based lending? We have one project ready to go and a couple more in the pipeline.

Thank you

Love to work with you, please PM directly

0 Votes

Dallas, Texas

Quote from @Kent Kettell:

Would love to talk.

I would love to talk. PM me directly.

0 Votes

New York City, New York

Quote from @Renee Richards:

Hi, I am a private money broker. I would like to know if you are still looking for a loan and I would love to assist you on your projects.

Renee, I would love to talk. PM me directly.

0 Votes

New York City, New York

Quote from @Stanley Yeldell:

Hi everyone,

I’m a new private money lender (PML) looking to get involved in real estate deals. I have available capital and am interested in funding smaller, long-term investments, particularly for single-family homes and duplexes in rural or less competitive areas. My goal is to provide financing for down payments or bridge loans, especially in owner-financed situations.

I’m excited to connect with real estate investors looking for funding and learn more about the process of lending in this space. If you’re an investor or someone who has experience with private lending, I’d love to hear your thoughts or any advice you may have as I get started.

Looking forward to connecting!

Stanley, I am interested. Please PM as I am not sure if I can post my phone# here.

1 Vote

Cleveland, Ohio

Jay, Can you please recommend some banks you know that offer this? I would appreciate it.

0 Votes

Quote from @Thomas McPherson:

Quote from @Jaša Rot:

Hi guys,

my name is Jaša and i have recently read a book about banking that opened not only my eyes regarding financing but my whole brain...

So basically the idea is to become private lender (or trust deed investor). You borrow money for lower interest rate (say 7%) and then lend it out to someone with higher interest rate (12%) = arbitraging 5%

This is absolutely genious!

Has someone experience with this?

I have found broker who will relay me borrowers' information, so I only need to find someone to borrow for low interest rate from.
Any help will be much appreciated!

Thank you very much

Jaša

HI Jasa,

you have described my business to a T. Feel free to reach out
Best,

Thomas

HI Thomas, please msg me directly on how you are doing this. Would love to learn from you.

0 Votes

San Jose, California

Quote from @Jay Hinrichs:

Quote from @Shafi Noss:

@Jay Hinrichs Ah, that's much more normal. You said "100% of our funds were investors" then "my capital came from bank Lines of credit NO investors", so wondered exactly how much of the 100% was replaced.

Some guys I work with were getting 90% advance rates in Houston, but I think the banks are back to 70-80% now. Interesting about the wind-down structure, I'll look into that more. some existing HMLs that don't have cooperating banks right now and probably would be glad to have it.

I had two different companies.. one in Oakland CA circa 88 to 92 all investors all private and all 100% of funds for loans put up from the investors. I sold that in 92.

next iteration was 2002 when I started a new lending company in Portland OR to specifically fund Turnkey buyers in the mid west doing BRRRR loans we killed that. Its how come I am so entrenched in funding in the mid west till this day.. But I am back to using our own money and not bank lines of credit as those guidance lines can be gotten but I dont need them anymore.

HI Jay,
I see that at one point you were using a bank lines of credit to fund your PML. Just wondering if you can share more information on that. I would love to increase my line so I can do more PML lending. Thank you in advance for any help you can provide.

0 Votes

All Forum Posts by: Kaolee Vang-Thao

Kaolee Vang-Thao has started 0 posts and replied 8 times.

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Post: Hello BP where are the Investors/Lenders looking to be a Financial Partner

Post: New Private Money Lender Seeking to Fund Small Deals

Post: Private Lender Loan Servicing Software Fees

Post: Arbitrage in private lending

Post: Private Lender Loan Servicing Software Fees