All Forum Posts by: Karen Schimpf

Do You Need Cash?

Banks have been reporting mixed results but even on earnings misses, one thing has not changed, Banks are flush with cash.

Yet, when you go to a bank to get commercial real estate cash out you are often met with extremely tight standards…it is STILL tough to get cash out from banks on commercial properties. In some ways this is good, the kind of loose underwriting that can cause froth in a marketplace is not happening, so that is good. However, it is still equity of yours that you may be hard-pressed to tap. At least at banks, credit unions, and life companies. There ARE options to cash out your commercial property and there are multiple programs available based on your need…..

-If you need cash out fast with no strings attached to the money, meaning you use it for whatever you want, then we have private money options that can get cash on your commercial real estate in a couple of weeks.

-If you want to tap your property to max leverage and have no strings attached on how you use it but can wait 30 days for the money, we have cash-out programs up to 75% LTV with NO STRINGS attached on the money. We can even do these loans with bank statements only, so you are not messing with tax returns and proving cash flow. VERY useful in many cases

-If you really just want to tap the equity in your building to put it back in your business, there are even MORE OPTIONS open to you…..

-Conventional loans up to 85% with rates in the high 3’s and low 4’s and quick closes in under 35 days!

-504 refinances up to 90% and again, with blended rates in the 3’s

For investor properties, maybe with large pre-payment penalties like yield maintenance and defeasance, we have an equity loan that will give you quick cash in exchange for an equity stake in the property so it does not trigger any defaults on the first. You pay it back like a loan but our security is NOT the property, but a percentage of the shares. A super unique product that can really get you quick cash on your equity.

What is best for you will depend on your circumstance. One call in for a free consultation and we can quickly tell you what is available and even get you pre-approved within 72 hours. IT’S YOUR EQUITY, if you want to tap it-we can make it happen. Call Karen at 512-358-1511 today or get started by filling out this form!

Karen Schimpf

Commercial Capital, LTD.

(512)-359-358-1511

karenschimpf at gmail.com

www.ApplyCommercialLoans.com

Give me a CALL TODAY at 512-358-1511 or get started by filling out this form!

Deal of the Week

cc: https://flic.kr/p/23Dvdu

Do you Need to Close your Commercial Real Estate Fast?

This is a fact, commercial banks are backed up, we have sources that are closing fast!

For SBA deals….

Many SBA loans are taking up to three to four months to close on loans. We have an SBA 7a lender that can close on real estate deal in 45 days. The loan amount must be above $500,000.00 dollars.

For Conventional Loans….

Owner Occupied loans above $1ML, we have a source that will close in 45 Days.

On the Alternative lender front….

From Investment to owner occupied commercial real estate, we have sources that will close in 45 days. Unlike conventional terms of a 5 year fixed with a 20 year amortization, these terms are either a 5 year fix with a 30 year amortization or a 30 year fixed. The 30 year fixed term is hot right now.

Commercial Private Funds….

Closing in 30 days and less. The loan to values are typically 65% LTV but do have some that will go to 75% loan to value depending on the property type and loan amount (the bigger the loan amount the better the rate and terms).

Call Karen at 512-358-1511 today or get started by filling out this form!
!

Karen Schimpf

Commercial Capital, Ltd.

O: 512-358-1511

E: KarenSchimpf at gmail.com

www.linkedin.com/in/karenschimpf/

website: http://applycommercialloans.com

P.S. Our conventional commercial loans with JUST 15% DOWN are SMOKING HOT with rates STILL AROUND the low to mid 4%! If you are looking to buy a building for your business, we now have a 100% SBA Loan! That’s right-NO MONEY DOWN! Now, this is only real estate, not business only, but if you are looking to buy a property, you can keep all your cash and still buy the building with this program-NO MONEY DOWN. WOW! Call me today on any of your commercial or business loan needs, we can usually get a pre-approval out to you in 72 hours unlike the local banks taking weeks. CALL TODAY at 512-358-1511 or get started by filling out this form

https://flic.kr/p/MLNKU

…Even Syndicated Deals

You can tap apartment equity. I recently funded a loan for a commercial real estate syndicator. He needed to tap the equity in his apartment Fast!

I used his common equity and his sponsor promote as collateral.

He owned 10% of a 60-unit apartment building as an LP and he was entitled to 25% of the profit after his investors received a preferred return.

$750,000 loan amount

No appraisal

Closed in 2 weeks

Property in Baltimore, MD

If somebody you know is equity rich but liquidity poor, I can creatively help them unlock their trapped equity so that they can keep growing their portfolio.

Whether you are a passive investor in a commercial real estate partnership or the general partner who put it all together, I can unlock your trapped equity. Call Karen at 512-358-1511 today or get started by filling out this form!

Karen Schimpf

Commercial Capital LTD

(512)-359-358-1511

karenschimpf at gmail.com

www.ApplyCommercialLoans.com

Give me a CALL TODAY at 512-358-1511 or get started by filling out this form!

P.S. We lend nationwide. My niche is in helping finance SBA Start-Ups, finance Special Use Commercial Properties, Apartment Loans and Hard Money Bridge Loans.Already been denied? No problem, 80% of people that have previously been denied have received funding that they had no idea they could get. I BRING COMMERCIAL MONEY FROM AROUND THE COUNTRY TO LOCAL MARKETPLACES INSURING THE MOST LIKELIHOOD OF CLOSING. The key is placing the borrower with the lender that most suits that borrower’s strengths. Give me a call today so you can get your loan closed at O:512-358-1511.

https://flic.kr/p/2jZeZRD

Do you Need to Close your Commercial Real Estate Loan Fast?

This is a fact, commercial banks are backed up, we have sources that are closing fast! We have several Commercial Loan Options.

For SBA deals….

Many SBA loans are taking up to three to four months to close on loans. We have an SBA 7a lender that can close on real estate deal in 45 days. The loan amount must be above $500,000.00 dollars.

For Conventional Loans….

Owner Occupied loans above $1ML, we have a source that will close in 45 Days.

On the Alternative lender front….

From Investment to owner occupied commercial real estate, we have sources that will close in 45 days. Unlike conventional terms of a 5 year fixed with a 20 year amortization, these terms are either a 5 year fix with a 30 year amortization or a 30 year fixed. The 30 year fixed term is hot right now.

Commercial Private Funds….

Closing in 30 days and less. The loan to values are typically 65% LTV but do have some that will go to 75% loan to value depending on the property type and loan amount (the bigger the loan amount the better the rate and terms).

Call Karen at 512-358-1511 today or get started by filling out this form!

Karen Schimpf

Commercial Captial, LTD

(512)-359-358-1511

karenschimpf at gmail.com

www.ApplyCommercialLoans.com

Give me a CALL TODAY at 512-358-1511 or get started by filling out this form!

https://flic.kr/p/f1MnE

Weekly Tip

Weekly Tip

This morning in my quiet time I felt led to share this as my weekly tip. A powerful poem by Rudyard Kipling that I can’t read without getting emotional inside. There is greatness in this poem… which always touches something in my heart. Read it carefully, think on it, learn whatever lesson is yours to learn this day. As things may appear crazy in today’s world focus on the good… the basic human qualities that make a man or woman successful still remain.

Have a blessed day! – Karen

If you can keep your head when all about you
Are losing theirs and blaming it on you,
If you can trust yourself when all men doubt you,
​ But make allowance for their doubting too;

If you can wait and not be tired by waiting,
Or being lied about, don’t deal in lies,
Or being hated, don’t give way to hating,
And yet don’t look too good, nor talk too wise:

If you can dream—and not make dreams your master;
If you can think—and not make thoughts your aim;
If you can meet with Triumph and Disaster
And treat those two impostors just the same;
If you can bear to hear the truth you’ve spoken
Twisted by knaves to make a trap for fools,
Or watch the things you gave your life to, broken,
And stoop and build ’em up with worn-out tools:

If you can make one heap of all your winnings
And risk it on one turn of pitch-and-toss, And lose, and start again at your beginnings
And never breathe a word about your loss;
If you can force your heart and nerve and sinew
To serve your turn long after they are gone,
And so hold on when there is nothing in you
​ Except the Will which says to them: ‘Hold on!’

If you can talk with crowds and keep your virtue,
Or walk with Kings—nor lose the common touch,
If neither foes nor loving friends can hurt you,
If all men count with you, but none too much;
If you can fill the unforgiving minute
With sixty seconds’ worth of distance run,
​ Yours is the Earth and everything that’s in it,

And—which is more—you’ll be a Man, my son!

Call Karen at 512-358-1511 today or get started by filling out this form!

Karen Schimpf
Commercial Capital, Ltd.
O: 512-358-1511
​ E: KarenSchimpf at gmail.com
​ www.linkedin.com/in/karenschimpf/
​ blog: http://bizloansconnections.com/
​ website: http://applycommercialloans.com

P.S. Our conventional commercial loans with JUST 15% DOWN are SMOKING HOT with rates STILL AROUND 4%!

If you are looking to buy a building for your business, we now have a 100% SBA Loan! That’s right-NO MONEY DOWN! Now, this is only real estate, not business only, but if you are looking to buy a property, you can keep all your cash and still buy the building with this program-NO MONEY DOWN. WOW!

Call me today on any of your commercial or business loan needs, we can usually get a pre-approval out to you in 72 hours unlike the local banks taking weeks. CALL TODAY at 512-358-1511 or get started by filling out this form

Commercial Real Estate Realtors and Brokers, please join us for our monthly commercial property exchange. We meet every third Wednesday of the month to exchange property and buyer information. Bring your flyers to pass out your information. CLOSED TO VENDORS

Meeting Date: Third Wednesday of Every Month, February 16th, 2022

Time: 8:30 – 10:00

Attend Physically:

Commercial Keller Williams Realty 900 Quest Pkwy, Cedar Park, TX 78613, USA 2 guests

Attend via Zoom:

Please click on the link or copy and paste into the address bar. https://us02web.zoom.us/meeting/register/tZEkc-CorjMrE9Y1m61Qe3Ub9SsUIULXwqKt

Please check your email after registering for the meeting id and password.

Agenda:

8:30 Breakfast and Networking

8:45 Breakfast Sponsor

8:55 Speaker

9:15 Have Wants Property Exchange 10:00 Event Ends

Realtor Property Listings Please email [email protected], your pdf, of the properties you want to show, by no later than Tuesday afternoon.

—

Wishing You the Best,

Karen Schimpf

Commercial Capital, Ltd.

e:KarenSchimpf at gmail.com

s: https://www.linkedin.com/in/karenschimpf/

w:www.applycommercialloans.com/

o: 512-358-1511

P.S. My niche is in helping finance SBA Start-Ups, finance Special Use Commercial Properties, Apartment Loans and Hard Money Bridge Loans.Already been denied? No problem, 80% of people that have previously been denied have received funding that they had no idea they could get. I BRING COMMERCIAL MONEY FROM AROUND THE COUNTRY TO LOCAL MARKETPLACES INSURING THE MOST LIKELIHOOD OF CLOSING. The key is placing the borrower with the lender that most suits that borrower’s strengths.Give me a call today so you can get your loan closed at O:512-358-1511