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All Forum Posts by: Ken T.

Ken T. has started 0 posts and replied 2 times.

Private Lending & Conventional Mortgage Advice

Post: Does a 40% Down Payment Ever Make Sense?

Ken T.Posted
  • Fairfax, VA
  • Posts 2
  • Votes 1

Erin,

Have you thought of converting 1/3 LTR into an STR/MTR to give it a try? Would that minimize the risk for you?

0 Votes
Los Angeles County, California
Private Lending & Conventional Mortgage Advice

Post: Does a 40% Down Payment Ever Make Sense?

Ken T.Posted
  • Fairfax, VA
  • Posts 2
  • Votes 1

Erin,

Everybody has added much value already. I don't think I can add any more in regards to the question.


However, I recently came upon this, and I think it might be useful for you if you're considering 40% down and have good cashflow from other properties - www.allinoneloan.com.

It's basically using a HELOC to pay down your mortgage faster. I have used this strategy myself. However, through this program you can get a HELOC on your primary at 7.25% (depending on a few factors of course), but everything is automated for your in regards to using a HELOC strategy. I'm considering this to purchase an investment property.

1 Vote
Los Angeles County, California