All Forum Posts by: Kevin Barba

@Colton thanks for the feedback 👍. So is that where people would use a combination of a heloc & private or hard money?

Hey everyone 👋

I am new to investing & looking for guidance or even examples of how to make a heloc work for buying additional real estate.

To keep it brief (I know more detail is probably needed), if I use a heloc (from my primary residence) towards the down payment of 1 or more investment properties how does a bank look at me financing the remainder of the home(s)? Won't my debt to income ratio already he high from the heloc? I am not looking to over leverage myself, and at the same time I don't want to let a lack of education or fear hold me back.

*I'm still in the education phase & not ready to make the leap just yet, but any advice, examples or questions you have for me are greatly appreciated 🙏

@Brian Beck awesome fix/flip 👍. I'm in the Stafford area & it continues to amaze me how much the local areas have to offer, whether it's consistent long-term appreciation, fix in flips or even STRs which I've been seeing more of lately. Only downside is the lack of multifamily in my opinion.