All Forum Posts by: Kevin Joiner

@Thomas Barrick I will be moving to Cincinnati in June of 2017. Ideally I am looking to purchase property around the end of next year. So that will probably involve talking with lenders as @Paul Sian suggested and seeing what information I will need to get together. I will add that I have W-2 income from internships and other college jobs, but nothing that has been consistent.

Hello,

I am will be graduating college and starting a new job in the next several months. The job has a salary of 66k. I have a credit score of 680, no student loans and about 10k in savings. For this job I will be moving to the Cincinnati area and decided that it will be a good chance for me to invest in a duplex or triplex and live in one of the units myself while I rent out the other rooms. 

My concern comes from the fact that to date I haven't had a steady source of income. I would like to get opinions and thoughts on if it would be a good idea for me just start working for a couple of months to build my job history and capital, then look for a property to invest in. Or would it be possible/smart for me to get pre-approved for a loan with my current signed offer and look for possible properties before I move into the area.

Thanks in advance for any and all advise.