All Forum Posts by: Kyle Chuang
Kyle Chuang has started 2 posts and replied 6 times.
Post: 6.7% 30 year fixed DSCR loan

- Banker
- Burlingame, CA
- Posts 12
- Votes 2
Quote from @Kevin O'Brien:
Hey all,
got a bit of sticker shock at 6.7% 30 year fixed with 5 year pre payment penalty. Prior loan was done literally a month ago at 5.5% and 3 year pre payment. Is 6.7% really market rate now? Plenty of experience already, great credit and property cash flows fantastically. I was hoping for like 6%.
Kevin,
If the loan is over $3MM, probably around the mid-4 % range now and I may be to help.
-Kyle Chuang, CCIM, CHIA
Post: Impound Account Cancellation Question

- Banker
- Burlingame, CA
- Posts 12
- Votes 2
Tatyana,
I came across the post about impound account. I am a mortgage banker in Burlingame, CA. 6 months to close a loan sounds very long. If you have any questions about refinancing rental properties and/ or look for a right loan program, please feel free to ask.
*The loan to value ratio is typically lower for the rental properties than the primary residences.
Best,
Kyle Chuang
Post: Escrow Agent for Note Sales

- Banker
- Burlingame, CA
- Posts 12
- Votes 2
Hi Mike,
Have you considered using a Bailee? It seems to be what you look for.
-Kyle
Post: Arizona Forum - SF Networking Summit Connections

- Banker
- Burlingame, CA
- Posts 12
- Votes 2
Post: Note Conference Convention Recommendation?

- Banker
- Burlingame, CA
- Posts 12
- Votes 2
Hello All,
I am new to the mortgage note industry, and would like to know if anyone would be kindly recommend any good note conference convention?
Best,
Kyle
Post: New Member in San Francisco/Silicon Valley Bay Area

- Banker
- Burlingame, CA
- Posts 12
- Votes 2
Hello everyone,
I am a real estate investor in San Francisco/Silicon Valley Bay Area. I look for experienced wholesalers, investors, and any real estate related professionals to network with. I am a cash buyer and actively look for good rehab/value added residential RE opportunities in the bay area.
I am also a mortgage banker with specialty in portfolio loan lending. I would like to help other investors with my mortgage background.
Wholesalers and Realtors are welcome to reach out to me and add me on your buyer's list. I look forward to growing and be helpful with other pros in Bay Area.
Best,
Kyle