All Forum Posts by: Derek Martin

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Derek Martin has started 3 posts and replied 12 times.

thank you J Scott and James... Quick off topic question. All of our rental properties were just put into 2 separate LLCs. Will this effect the way a loan officer will look at my situation? They have only been in the llc for a few months and I do not have a tax return showing these LLCs showing them as profitable, but they are the same properties I have been reporting for the past 2 years.

0 Votes

I'm having trouble getting a mortgage because about half of my income is from flipping houses (capital gains), and I am only showing 2 years of consistent flipping (capital gains) income.

The other half of my income comes from rental property that I have been reporting for 3 years consistently.

I have plenty of equity in all my properties but do not want to sell or refi any of them (I have partners)

Anyone have any advice on how to get a mortgage when half of your income comes from capital gains / flipping?

0 Votes