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All Forum Posts by: Matt Davydov

Matt Davydov has started 0 posts and replied 3 times.

Personal Finance

Post: Preparing for retirement or work until the grave...

Matt DavydovPosted
  • Ashburn, VA
  • Posts 3
  • Votes 0

Looks like they either retired too early or mismanaged their finances once retired. 

Either way, every person is responsible for their own financial well-being. Some great posts on how to prepare for successful retirement:

https://www.nerdwallet.com/blog/investing/how-much...

https://effectify.com/blog/retirement-planning/do-...

0 Votes
Investor Mindset

Post: Credit Cards? GOOD OR BAD?

Matt DavydovPosted
  • Ashburn, VA
  • Posts 3
  • Votes 0

Never had troubles using them. Most importantly, they should be used responsibly.

Always pay your balance in full each month. While doing so, it will have positive effect on your credit score.

Additionally, it's always good to enjoy cashback or travel rewards.

0 Votes
Personal Finance

Post: Building credit through credit cards

Matt DavydovPosted
  • Ashburn, VA
  • Posts 3
  • Votes 0

Discover It student credit card mentioned above is really a great option to start building credit. I would most definitely recommend signing up for it first. Some other alternative credit cards for students you can check:

Journey Student Rewards from Capital One

Citi ThankYou Preferred Card for college students. 

0 Votes