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All Forum Posts by: Matthew Griffiths

Matthew Griffiths has started 1 posts and replied 3 times.

Post: Investor from Lansing,MI

Matthew GriffithsPosted
  • Evansville, IN
  • Posts 4
  • Votes 0

Hello Paul, I am new to this site as well, but have family that lives in Michigan.  I actually almost accepted a job in the Lansing area not to long ago!

Post: Hello from Evansville, IN

Matthew GriffithsPosted
  • Evansville, IN
  • Posts 4
  • Votes 0

I realize I forgot to actually ask my question.  I will also be posting my question in the lending/mortgage advice forum, but for those interested I will ask here as well.

As stated, I am finishing graduate school to become a Physician Assistant, but unfortunately have around $110,000 in student loans.  My wife and I would prefer to rent if we can find an affordable and good location, but with our timeline and 3 large dogs (2 German Shepherds and a pit bull mix rescue) I am skeptical about what we will find.  Therefore, we are considering a purchase.  We can easily afford a $300k home and have the full 20% down payment, but obviously would prefer to put that nest egg toward my loans.

As a Physician Assistant (PA), I am a healthcare provider. I was wondering if anyone is aware of companies that provide "physician loans" to PAs as well? As I understand it, a "physician loan" allows a much lower down payment, sometimes as little as 0% down, without having to pay PMI. This would be ideal as it would allow us to put our nest egg mostly toward my loans. We may do more of a "starter home" with a significantly lower purchase price, but we would still prefer to take advantage of a "physician loan" if available.

Anyone have any experience or information regarding this?  Thank you in advance.

Post: Hello from Evansville, IN

Matthew GriffithsPosted
  • Evansville, IN
  • Posts 4
  • Votes 0

Hello everyone, I am currently a grad student who is about to graduate in less than two months!!  I am very interested in real estate as an investment in the future and am looking to learn, but have some questions regarding potentially purchasing a home as a new graduate.

Before I get to my question, I currently live in Memphis, TN with my wife and 3 dogs!  Upon graduating from school we will be moving to Evansville for a new job I recently accepted, so I consider it home already.

I will be working in healthcare, but as I build capital I would like to become more involved in real estate as an investment to hopefully build passive income.