All Forum Posts by: Tony Talamas

Identify & communicate directly with active multifamily and commercial real estate loan officers; learn what they're looking for in a loan request; and learn to clearly & concisely present those details to lenders in a brief Credit Memorandum so that you can receive more loan quotes -- and close more loans!

Click here to learn more: https://lender-matrix.kickoffpages.com/

Identify & communicate directly with active multifamily and commercial real estate loan officers; learn what they're looking for in a loan request; and learn to clearly & concisely present those details to lenders in a brief Credit Memorandum so that you can receive more loan quotes -- and close more loans!

Click here to learn more: https://lender-matrix.kickoffpages.com/

Identify & communicate directly with active multifamily and commercial real estate loan officers; learn what they're looking for in a loan request; and learn to clearly & concisely present those details to lenders in a brief Credit Memorandum so that you can receive more loan quotes -- and close more loans!

Click here to learn more: https://lender-matrix.kickoffpages.com/

- Get straight to the point and convey high level of detail using my very brief templates

- Identify hundreds of active lenders and thousands of banks using my robust database

- Connect with loan officers at those lenders

Click here to learn more:

..... want better results and many more MF & CRE loan quotes

- Get straight to the point and convey high level of detail using my very brief templates

- Identify hundreds of active lenders and thousands of banks using my robust database

- Connect with loan officers at those lenders

Click here to learn more:

- Make a great first impression using my templates and get results!

- Identify hundreds of active lenders and thousands of banks using my comprehensive database

- Connect with loan officers at those lenders

Click here to learn more:

- Identify hundreds of active lenders and thousands of banks using my comprehensive database

- Connect with loan officers at those lenders

- Make a great first impression using my templates and get results!

Click here to learn more:

Are you a multifamily owner-operator or buyer seeking a multifamily lender who offers non-recourse loans fixed for 5, 7, 10, 12, 15 or 30 years on a 30-year amortization schedule? If so, visit my website – – to learn more about the Freddie Mac Small Balance Loan Program and the Fannie Mae Small Loan Program for loans between $750,000 and $7.5 million secured by multifamily properties.

Are you a multifamily owner-operator or buyer seeking a multifamily lender who offers non-recourse loans fixed for 5, 7, 10, 12, 15 or 30 years on a 30-year amortization schedule? If so, visit my website – – to learn more about the Freddie Mac Small Balance Loan Program and the Fannie Mae Small Loan Program for loans between $750,000 and $7.5 million secured by multifamily properties.

I’m often asked by aspiring and seasoned owner-operators about the process and requirements for getting a loan on a multifamily property. Whether it is a first timer’s very first multifamily loan or an independent owner-operator’s first agency loan, the process is quite different than the one for single family rentals. Here are a few tips for increasing the likelihood of approval and for overcoming the challenge you may face if you lack direct multifamily experience. This is written from a lender’s perspective. Others may have a slightly different perspective. Let me know what questions or comments you may have so that I can add to this post.

Before we begin, understand that every lender will look at things differently. These are some general guidelines that most lenders, such as me, follow. Follow this advice and you’ll increase your chances of securing a competitive loan for your multifamily property.

To read the details on each tip, please visit the blog at

Tip #1: Understand how big of a property you can afford

Tip #2: You will need to address experience and the lack thereof.

Tip #3: Prepare an Executive Summary describing your transaction

Tip #4: Have a pro forma prepared

Tip #5: Have your personal financial statement and schedule of real state up to date, accurately disclosing your net worth and all liquid assets.

Tip #6: Identify a third-party property manager to manage the property for you.

Tip #7: Try to stay close to home

Tip #8: Know your transaction and identify lenders ahead of time

Please email questions or comments to