All Forum Posts by: Josh Whitney

Yeah I've lived in New Smyrna Beach and loved it and now live in Port Orange. I'm not moving anytime soon. Ormond beach can be tricky because it is close or touching some bad neighborhoods. Holly hill is the same way. If you want you can email me or message me if you find anything else up here that you questions about.

Definitely stay away. Stay away from holly hill (most parts) also. Port orange, parts of Ormond beach, New Smyrna, are really nice areas. Be careful with anything in Daytona beach, holly hill.

@Bryan Otteson, thanks for the help. After a a few memebers comments on here, i was thinking just that as well. (Contacting the lender). Thanks for the link I'll definitely read up on that. Thanks!!

@Rocky V. I'm just trying to get my info right on doing a sub2 deal. I'm really not trying to be shady. I just keep reading about the due on sale clause and everyone only talks about how to go around it or fly under the radar with it. Your answer is the first one I've seen that actually contacts the bank. I don't know, maybe I'm asking the wrong questions.

Thanks for the help.

@Joel Owens That's what I've heard as well. That's what I'm confused about. Everyone is worried about the title transfer triggering the DOS, but I'm not seeing how they would even find out. Other than the seller telling the bank or screwing something up with the insurance company.

@Matthew Kreitzer thanks for the advice. Yeah, after all the research and mixed opinions I think contacting a lawyer might be the best bet.

@Edward B. Thanks for the help. I'll reach out to @Brian Gibbons. Thanks!

@Edward B. That's what I was thinking..."if they find out" But if you don't have to record the assingment of beneficial interest then how are they ever going to know until you sell the property? Is my thinking right on this or am I misunderstanding how this works?

Im curious to know if using a land trust is still an effective way to protect yourself or get around the whole "due on sale" clause when buying subject to? If not is there a more recent method that people are using. 

Hi Don,

I currently live in Port Orange and am always looking for new investors to send deals to. Message me and ill get you my contact info so we can discuss some of your options. Thanks!

@Michael S. Thanks!!