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All Forum Posts by: Nick Aderman

Nick Aderman has started 1 posts and replied 2 times.

I really want to thank you all for these responses. Never would've thought I'd get this many perspectives especially on my 1st post!! We are still looking for a replacement for our Owner's policy but I have figured out that State Farm apparently does not care if there are dogs on premise (nor do they care what the breed is) as long as they haven't attached someone before. 

We asked the tenant to get a policy themselves about a month ago, and thanks to these responses, we re-engaged them and gave them a 3-day notice to perform. So they'll either have to prove they have a policy in place, get rid of the dogs, or get out. Need to protect myself and my investment. 

Thank you all for your input! I'll try to update this if anything dramatic happens. 

Hello BP, my wife and I recently bought our first rental (a Duplex in Sacramento) We inherited tenants on both sides. They have both been long term renters at this property, and after inspections they both seem to take care of their side pretty well, so we assumed we would do our best to keep them. They are both on month to month leases and we have plans to adjust the rents to market here soon. The problem is one unit has 2 pit bulls. We have required the tenant to get a renters insurance policy that covers pit bulls, in particular, and asked them to add us and the property manager as additional insured. But now we just found out our insurance company is dropping our home owners policy due to the dogs (they have a strict no vicious dog policy that we just found out about) So we will be shopping around for a new one, not worried about finding another policy for us as my wife is our agent and she's confident we can find another policy for around the same amount. 

Being new to landlording, my wife and I are torn, we don't really want to kick this tenant out since he has been paying on time for 4+ years and the unit seems to be taken care of. However, we obviously don't want to be sued because his dogs get out and attack someone. What would you do in this situation?

Thanks