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All Forum Posts by: Ray Paszkowski Jr.

Ray Paszkowski Jr. has started 4 posts and replied 10 times.

Post: Carrot vs supersmartwebprofits.com

Ray Paszkowski Jr.Posted
  • Investor
  • Stratford, CT
  • Posts 10
  • Votes 6

I been torn between there two sites. I’m looking to launch my first website and I’m having a hard time deciding which company I want to use. I see a lot of great reviews on carrot! I don’t really see many reviews on supersmartwebprofits.com by Dustin Griffin. I read super smarts website and it seems like they have a lot to off as far as there deal analysts, call back systems, exc. There site looks a little older but the information on the site really got me. But there isn’t a lot of information in the forms about there website which makes my leery about it. Also it doesn’t seem like they improved there site because I asked about something on there page and they said, ohh we don’t do that, even know it says that right on there page! Plus I don’t know if supersmartwebprofits helps you generate leads which I hear carrot can help you with. Obviously as someone starting off you need all of the leads you can get! Thanks in advance for everyone help!!

Post: Website company to use? Carrot or smartwebprofits.com?

Ray Paszkowski Jr.Posted
  • Investor
  • Stratford, CT
  • Posts 10
  • Votes 6

I been torn between these two sites. Im looking to launch my first website and am having a hard time deciding which company to use. I see a lot of great reviews on carrot. I don’t really see much information on SuperSmartWebProfits.com by Dustin griffin. I read there page and it seems like they have a lot to offer. But there not a lot of info on here about it that gets me leery about it. Also I’m not sure how up to date there website/technology is? I asked about something on there page and supersmartwebprofits said they don’t do that anymore, but it was right on there page. Plus I don’t know if they help you generate leads and that is something I head carrot will help you do. Obviously starting off lead generation is one of the biggest hurdles! Thanks in advance for everyone’s help!!

Post: Connecticut lawyers/attorneys for SUBJECT TO Closings?

Ray Paszkowski Jr.Posted
  • Investor
  • Stratford, CT
  • Posts 10
  • Votes 6

Thank you I’m definitely gonna look into them!

Post: Connecticut lawyers/attorneys for SUBJECT TO Closings?

Ray Paszkowski Jr.Posted
  • Investor
  • Stratford, CT
  • Posts 10
  • Votes 6

John, thank you for the Info! I’ll see if I can google there business number, if I can’t find it would you happen to have there contact information? Thank you

Post: Connecticut lawyers/attorneys for SUBJECT TO Closings?

Ray Paszkowski Jr.Posted
  • Investor
  • Stratford, CT
  • Posts 10
  • Votes 6

Peter thank you for the contact information! I’ll be giving them a call tomorrow !

Post: Connecticut lawyers/attorneys for SUBJECT TO Closings?

Ray Paszkowski Jr.Posted
  • Investor
  • Stratford, CT
  • Posts 10
  • Votes 6

William, I do understand how the subject to works but the whole legal side of it throws me for a loop... what exactly do you mean by the majority of title insurance companies will not insure the title? also why wouldn’t a attorney want to handle it?

Thanks

Post: Connecticut lawyers/attorneys for SUBJECT TO Closings?

Ray Paszkowski Jr.Posted
  • Investor
  • Stratford, CT
  • Posts 10
  • Votes 6

I’m in the Connecticut area looking for a lawyers/attorney that does subject to closings... was having a hard time trying to locate one was hope somebody could help!?

Post: Financing after a FHA morgage???

Ray Paszkowski Jr.Posted
  • Investor
  • Stratford, CT
  • Posts 10
  • Votes 6

Thank you guys its a pleasure to be here!!! I'm extremely happy to hear about other people investing in CT and for the link you posted for the meet up... I'm sure i will be available so i'll be there!!!

I really appreciate your response and all your knowledge to the subject @Brent Coombs and @Scott Hollister!!! 

So As of right now in my two family the tenant pays about 75% of the mortgage and i have to come up with the rest... But i am not living there... I bought this house strictly as a investment but went with the FHA just because of the cheep down payment... So the house wont cash flow until the second unit is rented then it will have a nice positive cash flow as the house is fully remodeled with higher end finishes... So after the year is up i am able to move out and my mortgage then cant get pulled if im not living there which is why i didnt rent it yet... And as far as the maintenance goes there very little so i do it myself...

So as far as the PMI goes I hate it just like everybody else but i already figured it in when ran the numbers with the house before i bought the house of course lol and there still is a nice positive cash flow... So i'm really not to concern with putting more money on my mortgage because i would rather put that money to work for me and use it towards another multi family property...

So as of right now my plan is still to do a little more research and understand what all of my option are... I know what a Heloc is but not a $21k heloc, RNC or SFH??? Sorry this newby is still trying to get used to all the new lingo!!! ha ha The main reason why i really like the 203k loan was that the construction cost in my understanding get all wrapped into the mortgage which is nice... As well as the 3.5% down is always a plus... Any other suggestions???

Post: Financing after a FHA morgage???

Ray Paszkowski Jr.Posted
  • Investor
  • Stratford, CT
  • Posts 10
  • Votes 6

Thanks for your advice Brent!!! I thought about that as well... But since the house is so nicley done and when I move out there will a nice cash flow I would rather refinance the house if I had to or see if there is any other way to get creative??? 

Post: Financing after a FHA morgage???

Ray Paszkowski Jr.Posted
  • Investor
  • Stratford, CT
  • Posts 10
  • Votes 6

Hi everybody! i am a new to this site and into the the real estate game as well... This past year i had bought my first multi family house that was pretty much turn key so there is no equity in the house... I ended up house hacking with a FHA mortgage... Now i realize that real estate, tenants, and having a mortgage isnt as scary as i thought that i want to get more properties at a faster rate than what i had planned... So i figured that the brrrrr strategy would be the best way with a 203k loan with only 3.5% down and house hack again... but i know a 203k loan is a branch of a FHA mortgage and that your only allowed to have one at a time... So I would appreciate anybody input on what i should do with the mortgage or if there is a different strategy that i am over looking...