All Forum Posts by: Rehan Naseemuddin

@Rehan Naseemuddin

It would be ideal to have both cashflow and appreciation.

One thing though that was mentioned is that you would be paying taxes on the added cash-flow.
It is normally not easy to determine if the cash-flow would be added tax for you as you are eligible to depreciation expense on your real estate purchases. This is what makes real estate great.

It can add cash to your pockets but not necessarily require you to pay more in taxes.

Great point. This is why I love real estate. One quick question for you, can I use the depreciation expense to reduce my taxes on the W2 income? Or does it have to be the income I receive from real estate only?

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Originally posted by @Calvin Ozanick:

The first thing I would point out is these things are not mutually exclusive. You can invest in both just considering that appreciation occurs in most deals. Next, I would tell you to not try and predict appreciate because that is where you could get bit. Investing in hard metrics that are far less likely to change will give you better protection of your assets the long term wealth that comes with RE investing. If you would like to discuss the Janesville and Beloit market here in Wisconsin I would love to tell you about the benefits of investing here. Rock County, WI has shown immense private growth which has led to an extremely strong rental market. Couple that with our low point of entry, it affords investors the ability to go quite a long way with their money with limited cost of entry. Let me know if you have questions or time to set up a call here in the near future.

Thank you for the thoughtful reply. I am definitely looking to expand to other markets in the near future. I will definitely reach out.

I am just starting out so I would like to do a few deals locally and expand out thereafter.

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I do love what I do and dont anticipate retiring early. May be I will slow down around age 50 and I hope real estate gives me the freedom to do that.

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Hi Everyone!

I am very new to real estate investing. A little bit about me. I am a physician in the Jacksonville, FL area. My annual incomes is approximately 520K with total household income of 620K. My only debt is my student loans (270K ouch). I am planning to pay it off in 5 years. I am in no rush as I have a fairly low interest rate. I would to like to get started in real estate for long term growth.

My question is... should I focus on cash flow properties (I dont need cash flow tbh) or properties that will appreciate more in the future (good schools/neighborhoods etc). Is multifamily a good idea for someone like me? Should I focus on cash flow and put everything back into paying off the property?

What would you do in my situation?

Any thoughts would be appreciated.

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All Forum Posts by: Rehan Naseemuddin

Rehan Naseemuddin has started 1 posts and replied 4 times.

Post: Cash flow OR Appreciation

Post: Cash flow OR Appreciation

Post: Cash flow OR Appreciation

Post: Cash flow OR Appreciation