All Forum Posts by: Ryan Thomson

💰 $1,707 Monthly Payment | 💲 $395,000 Purchase Price

🛏️ 3 Beds | 🛁 2 Baths | 📏 1,590 sq ft

Well-kept Colorado Springs home with a solid layout and a strong interest rate. This could be a strategic move for the right buyer. Let’s talk options!

https://shorturl.at/OKqil

DM or text me for more details!

👋 Ryan Thomson – The Assumable Guy

📞 719-624-3472

🏢 LCO Ethan Abello

💰 $2,295 Monthly Payment | 💲 $455,000 Purchase Price

🛏️ 4 Beds | 🛁 3 Baths | 📏 1,958 sqft

Spacious Fountain home with an attractive interest rate

https://shorturl.at/apCK2

DM or text me for details!

👋 Ryan Thomson – The Assumable Guy

📞 719-624-3472

🏢 LCO Patricia Beck

💰 $2,338 Monthly Payment | 💲 $460,000 Purchase Price

🛏️ 2 Beds | 🛁 3 Baths | 📏 1,792 sqft

Modern, well-kept home with an incredible 2.63% interest rate! Assumption requires substitution of entitlement—ask me how to make it happen.

https://shorturl.at/bsrI4

DM or text me for more info!

👋 Ryan Thomson – The Assumable Guy

📞 719-624-3472

🏢 LCO Paula Romanos

@Kari Klein this can definitley be done. I have a couple investors doing this right now! They are purchasing VA assumable properties as investors. It's a great way to go.

@John Winters have you asked if you can get a co-signer for yourself? 

@Christopher Bell ALL DAY LONG I would. The amount you will pay down in loan balance will cover negative cashflow. This doesn't even include tax benefits and potential long term appreciation. 

If you are confident that your income can support reinvesting $300/month in order to get 10k of principal paydown each year then I would storngly consider this! Cashflow is not everything and is often pennies on the dollar compared to appreciation and loan paydown. 

Plus - set aside some of the downpayment you would have put down on another investment and it can be your reserve fund since you are into this property for $0 down. 

@Trent Balandranthis is very possible and I think the best way to buy real estate right now. We closed 7 assumable investor properties last quarter of 2025 in Colorado. The ROI on your money can't be beat. Some clients are putting down anywhere from 5k-125k and getting rates in the 2s and 3s for an investment property!

Happy to answer any questions you have. I have a lot of experience and knowledge around these deals.

I also have a whole list of the properties that are assumable by investors in Colorado. If that's a market you are interested in then we should connect. 

 Unfortunately you can't use projected income to qualify. In fact, you can't even count the rental income unless it's been on your tax returns for two years. 

Absolutely! I have seen dozens and dozens in my market with rates in the 2s and 3s. Also many of them have equity gaps under 50k. It's the best way to buy real estate right now in my opinion! 

Works GREAT in the Colorado Springs market!! Nice work @Jake Andronico