All Forum Posts by: Stephanie Lackie

@Wes thanks for the information. We are looking into this further and have since updated our attorney and have reached out to a person higher in the bank. 

 My income is not changing at all, as I am being paid while on leave...that's why I am not sure why this is even an issue

Hi Wes,

Yes good point...we did ask why....and they stated the "guideline reads you must be back to work at the place you were working when approved with a full week of pay to show your return".....even though I am getting a full week of pay now and after closing...I just won't physically be at work. 

Hi all, just looking for some advice/information. We recently were pre-qualified for a 5/5 ARM 20% down, offer made and accepted on a 2 family, inspection completed and accepted, attorney's are involved etc. All during this process I have been and am currently on full paid maternity leave. My pay is not changing, or my job status, but since the bank had recently learned (from me) that I am in the hospital until I deliver they are not able to back the loan. They have not confirmed any employment with where I work, or even have specifics on my due date. They have zero information. My new due date is actually prior to the closing date. While I understand we are a liability to the bank, they did zero to gather any information on my employment and pay(which is not changing at all, if anything I have received a raise since our preapproval letter given I work in a school and each year is an increase after July 1st). Thoughts or suggestions? We would appreciate it