All Forum Posts by: Stephanie Santana

Hello,

My name is Stephanie, and I recently passed the NYS real estate licensing exam. I would like to find a broker who covers the Nassau, Suffolk, and Queens areas. I am looking to park my license for the time being. I am happy to refer buyers. Soon, I will likely represent investors looking to flip homes.

Do you have any recommendations for realty firms on the island? I like in suffolk county by Stony Brook. 

I would ideally not like to pay a monthly fee.

Thanks,
Stephanie

Hi Steven,

I am also searching for a home like you. My biggest hurdle is getting approved. I need a co-signer. I found a few deals. I wonder if we could work together?

Thanks,

Stephanie

Hi,

Looking forward to attending!

Thanks,

Stephanie

Thanks for your reply! 

I checked FEMA and it is in zone X. So flood insurance is not required. I see other properties nearby are selling for the same.

Hi Everyone,

My name is Stephanie, and I am a new investor. I have about $110k saved up. I was initially planning on buying a home for myself in Long Island, NY to househack, but my pre-approval is only $350k, and with this amount, I am quite limited. Instead, I decided to buy an investment property in upstate New York. I found a multi-family. However, it is located near a water source. While flood factor says it is a minimal risk (1/10), I am still concerned because I see flood factor's water simulation showing water flowing on the next* street parallel to my property. Luckily this property is on a street that is sloping upwards. The property itself is not on ground level with the street either. It is about 1-2 feet above the street on a hill. Therefore, I see why flood factor rates it as 1/10. However, I am still concerned about the water surrounding my property on the next parallel street I mentioned.

I work in climate science, so I am relatively aware of water levels rising. I fear what will happen with my property years from now when I decide to sell. Will I be forced to sell for less because of the water surrounding it? Has this happened to anyone? Any insight would be much appreciated.

The house is a great deal, and I wouldn't want to let something like potential flooding stop me.

Thanks,

Stephanie