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All Forum Posts by: Steve Pletz

Steve Pletz has started 0 posts and replied 2 times.

Starting Out

Post: American or Canadian Bank for Martgage

Steve PletzPosted
  • Real Estate Agent
  • Kitchener, ON
  • Posts 2
  • Votes 0

Hi Donald,

A few years ago I purchased a few homes down in Florida.  We use RBC as they have a branch down in Georgia for Canadians.   That part was actually straightforward to get done.   The lending was another story.  TD and RBC have good lending programs if you have a very small portfolio in Canada.  If you have too many mortgages (that was me).....you will need to go to a hard money loan in the US.  Generally you pay a few points more than the ave buyer down there, but you can scale it.   You will most likely have an advantage if your Wife is American.  I can share my contacts, etc if you are interested.   I would be happy to chat to you if you like, reach out anytime.   

0 Votes
Calgary, Alberta
New Member Introductions

Post: Looking To Add Value

Steve PletzPosted
  • Real Estate Agent
  • Kitchener, ON
  • Posts 2
  • Votes 0

Hey Kevin, would be happy to meet up and chat.  My wife and I have been diversifying lately..... buying some short term rentals to add to our established portfolio.  Hit me up!  

0 Votes
London, Ontario