All Forum Posts by: Tim Anderson

Give credit to the Mavs, I thought the series would be over a lot quicker. I haven't seen James play this passive since... I can't remember. Game 5 will be a must-win for Dallas, the next 2 games after that are in Miami.

I'm obsessed with the NBA, I probably watch about 15-20 games a week during the regular season.

I just don't see anyone beating Miami. They have the best player in the league, one of the truly all-time greats playing at the top of his game right now. Dirk is a great offensive player, but there are 2 sides to basketball. The only way the Mavs can win, in my eyes, is if their bench plays out of their mind and hits a ton of 3s.

Thanks for all of the suggestions, guys. I ended up getting the insurance lined up.

Steve, is there any kind of contract you could write up that, when signed, would free yourself of liability and allow you to hire handymen without insurance/workman's comp worries?

Yes sir. I'm actually thinking of maybe going with a group you recommended in one of the threads, Affinity.

Thanks very much for the response. I called our regular insurer, State Farm, and they said they wouldn't be able to insure it regularly, but are going to refer us to something called the Ohio Fair Plan(http://www.ohiofairplan.com/About.aspx)? I guess it's something that's available in many other states as well. Have you ever heard of it? If so, is it something good for a rehabber?

Hi. I recently got my first rehab home under contract and am wondering what type of insurance I need to get on it. I've read 5 or 6 threads on it already on BP, but I was wondering more so about my specific situation. The home needs new HVAC, new plumbing, new carpet, paint and garage door. It also has a minor foundation issue. Purchase price ended up being 28.5, ARV roughly 100k, needs roughly 20k in rehab. Being my first rehab and not being a man of means, I don't have a ton of cash reserves to take on a ton of liability myself.

The thing is, I'll be having people in the home working on it, and when they're done I plan on visiting the house for a couple of hours almost every day. I live roughly 15 miles from the home. I don't know if this means it should be considered vacant or not, being that I'm not actually living in it, per se. I plan on hiring 'handymen', not licensed contractors, so I don't know if that would change my insurance options much or not. I'd prefer to pay monthly, being that I am new to 'the game', and really am not sure how quickly the home will sell. Any input would be greatly appreciated.

Thanks very much for that. Do you know of any websites that might aide me in my search? As I said, to know those things about a realtor, you would have to speak to every single one individually for an extended period of time... which seems difficult/daunting. When you were first starting out, how did you find the 'right' realtor to sell your flips?

I was not being clear enough. I find the properties myself, I was talking in terms of selling the property once it has been rehabbed.

Hi. I have heard many times the right agent is worth their weight, but I have not heard a lot about how you go about finding that right agent. There are so many agents, you certainly can't sit down and chat with all of them, right? Are there any websites that would point me in the right direction as to finding the best possible realtor in my area? I'm in Northwest Ohio (Toledo).

Also, would I be better off going FSBO for the first few weeks, or go with a realtor straight away?

Any thought/input is greatly appreciated. Thanks in advance.

More or less, but I was looking for some solid input from others with more experience, and you've provided it. Thank you.