All Forum Posts by: Terry Fann

The Federal Funds Effective Rate (4.25%–4.50%) exceeds the CPI inflation rate (2.4% year-over-year, March 2025). This gap shows the Fed’s tight policy to curb inflation, which is easing. Declining inflation may lead to lower rates and borrowing costs, though tariffs could spur volatility.

The takeaway ... Inflation is moderating, trending downward. As inflation continues to decline, interest rates are expected to follow, leading to lower home borrowing costs.

Hi everyone,

My name is Terry Fann, and I'm thrilled to be a new member of the BiggerPockets community! With 30 years of experience as a mortgage lender at PrimeLending, I've had the privilege of helping clients secure their dream homes and finance investment properties. As a national lender, I have the expertise and resources to assist clients across the country.

I'm passionate about real estate and eager to connect with fellow investors, share insights, and learn from your experiences. Whether you're a seasoned investor or just starting out, I'm here to collaborate and support each other in achieving our investment goals.

Looking forward to engaging with you all and contributing to this fantastic community!

Best regards,
Terry Fann