All Forum Posts by: Timothy Malloy

I'm looking for a flexible lender who can finance help with art-backed financing and/or a or is comfortable with creative structuring. I am seeking a $9,000,000 loan or LOC secured by a $30,000,000 collection and need a partner who will craft flexible terms that preserve my ownership and control of the works. I've actively searched for a lender but haven't been able to find one at this point, so I need to diversify and am open to many different options — including a controlled account that invests in REITs. Please share term sheets, examples of prior art loans, and references. Above all, I need a lender who is flexible and can move fast.

I’m looking for a lender with deep experience in art-backed financing and OR a track record of creative structuring. Seeking a $9,000,000 loan secured by a $30,000,000 collection; I need a partner who will go above and beyond to craft flexible terms that preserve my ownership and control of the works. Please share term sheets, examples of prior art loans, and references.

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Seeking a $30M art-backed JV to acquire income-producing real estate (businesses + or multifamily). I will pledge a blue-chip art collection (appraised ≈ $30M) as sole collateral — no cash down. Preferred: income-based pay-down JV or 12-month interest-only facility, open to longer terms. NDA required. Finder's fee (for agents) available once funds are disbursed. DM for NDA and more info.

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I'd like to acquire a portfolio of net-positive multifamily using a 0 down, 100% earn-out financing structure against my 30M art collection. I am looking for a real-estate investor or lender (or an agent/third party to source the loan) to make this possible. I'm flexible on flexible on many things including LTV as long as you're flexible on terms and conditions. Message me let's hope on a call.

I’m prepared to acquire a portfolio of net-positive multifamily using a 0 down, 100% earn-out financing structure against my 30M art collection. I am looking for a real-estate investor or lender (or an agent/third party to source the loan) to make this possible. Key commercial terms and protections are below — these are negotiable but intended to be clean, seller- and lender-friendly. Price & premium• Agreed Purchase Price = P.• Total consideration payable to Seller = P + 15% × P (the “Total Consideration”), paid entirely via earn-out / deferred payments. No upfront cash at closing. Earn-out / payment mechanics (select one or combine):A. Fixed amortization (example) — Total Consideration payable in equal quarterly installments over 5 years (60 months), commencing the first full quarter after closing; payments funded from operating cash flow. Simple interest may be applied at an agreed rate if requested by Seller.B. Revenue / EBITDA share — Buyer pays Seller X% of quarterly revenue or Y% of quarterly adjusted EBITDA until Total Consideration is paid.C. Hybrid — Minimum floor payments + performance share until satisfied. Collateral & lender comfort — art as security• The earn-out financing will be secured by my art collection via a written pledge/assignment. The art will remain in my (or my partners’) custody; a neutral third-party custodian/escrow. Title/possession arrangements will be structured to protect both lender and my continued control of display/maintenance.• Security documents will be tailored so the seller receives full payment over time while the lender gains enforceable remedies if payment obligations are not met.NDA & No-Contact requirement• All parties (lender, agents, brokers, and seller contacts) must execute a mutually acceptable NDA before receiving detailed valuations, appraisals, or inventory lists of the art collection.• A no-contact clause will prohibit direct solicitation of galleries, storage facilities, partners, or other custodians of my art by the lender, broker, or seller. Recipient agrees not to contact or solicit any third-party custodian, gallery, storage facility, or partner related to the collection without prior written consent of the Discloser.Finder’s fee (agents / introducers)• I will pay a finder’s fee upon final loan disbursement. Typical structures we can agree to include: a fixed fee, or 1.0%–3.0% of the loan principal, or a negotiated flat amount. Payment is contingent on full loan closing and disbursement. Exact fee and payment mechanics are negotiable and will be documented in a separate finder’s agreement. Seller involvement & guarantees• Seller is not required to remain involved operationally or to provide personal guarantees. Buyer assumes operations at closing. Any limited transition support by Seller will be separately contracted and compensated. Accounting, measurement & protections• Payments will be calculated from quarterly financial statements (management statements subject to annual review/audit rights).• Standard anti-asset-stripping and maintenance-of-business covenants to protect Seller value.• Seller retains audit rights on performance calculations with reasonable scope/frequency messages me and we can discuss via email or setup a call.