All Forum Posts by: Tim Shapiro

@Tim Shapiro Each state is different in how it handles HOAs and the dues that are owed to them. In general, you should only be responsible for the HOA dues from the day you take ownership. In super lien states, you may owe the HOA a certain amount in HOA dues but there's usually a cap. Even in non-super lien states, 90% of the time, the HOA will still try to get me to pay HOA dues owed by the previous owner. Either they're ignorant or they've successfully bullied others into paying. They give up quickly when you know the law.

Get the help and advice from a knowledgeable attorney if you can't figure out a solution directly with the HOA.

@Tim Shapiro pay an attorney to help with this.  Message me if you need a contact.

@Tim Shapiro We don’t know the process in MN.  When do you get actual title to the property. 

I just googled it....you got a “certificate of sale”, similar to our Certificate of Title in a foreclosure.....here, that IS your deed, you are the owner.  You have to record it though.   Ask the condo association what they’re interpretation is. 

@Tim Shapiro , how are you not the owner if you bought it at auction? 

You should pay it unless there is a State Statute that wipes out condo fees in mortgage foreclosure

@Tim Shapiro , the HOA doesn't want to own the property, they just want their dues. Contact them immediately, tell them what you told us, get a payoff amount and go from there.