All Forum Posts by: Tracy Thielman

I'm working with investors using DSCR to scale their rental portfolios without using personal income docs.

Curious: what advantages or pitfalls have you encountered so far?

Let’s talk today. 💼
📞 704-991-5299 / 704-772-1561
📧 [email protected] 🙂

With rising costs, many deals hang on whether you have capital available.

We’re using flexible Fix & Flip programs + bridge options to stay nimble.

What’s been your go-to for fast flips recently?

Some landlords are using cash-out refis to buy new properties or do upgrades.

It’s a risk, but in the right deal, it pays.

Would love to hear how people balance that.

Inventory is tight, and new construction is gaining traction.

We’re building financing models to support both paths.

Which side are you leaning toward and why?

Managing rentals means your cash is tied up. Bridge loans help close while you free up long-term finance. What’s been your experience with them?

For bigger deals, combining private/permanent lending is becoming key.

We’re structuring hybrid loans for commercial + new builds.

How are others adjusting strategy?

Hey lenders and investors 👋

Curious how others are structuring funding for new construction and commercial projects right now?
We’ve been seeing developers tap hybrid lending models — mixing bridge and private funds to move faster while keeping leverage strong.

Would love to hear your insights — how are you all navigating funding challenges for new builds or commercial deals lately?

Hi everyone,

Quick thought for those managing multiple doors — have you considered a cash-out refinance to strengthen reserves or fund maintenance and upgrades?
We’ve seen several investors improve property performance by refinancing strategically — unlocking equity that was just sitting still.

Even with higher rates, it’s about positioning your cash flow wisely.
Anyone here recently done a refi on a rental or small multifamily? I’d love to hear what’s been working for you.

Hey everyone 👋

As investors, adapting to market cycles is key — especially when financing gets tighter.

In a high-rate environment, creativity beats hesitation.
Would love to hear: how are you adjusting your funding strategies this quarter?

Hey landlords and buy-and-hold investors!

I’ve been talking with a lot of owners lately who feel stuck because they don’t “fit” traditional loan requirements. That’s where DSCR loans really shine — letting the property’s income qualify instead of your personal documents.

Curious what kind of DSCR terms people are getting lately? Let's chat — and if you'd like an example of how we structure these, I'm happy to share.