Specialties:
Conventional Loan, Conventional Rental Loan, DSCR (long-term rental), DSCR (short-term rental), FHA, Home Equity (investment), Home Equity (primary home), Refinance (investment), Refinance (primary home), VA Loan
You have goals. I help you fund them—clearly, creatively, and with a loan that fits.
From FHA to DSCR, we’ll explore the smartest option for your strategy—no jargon, no guesswork.
Call today to get preapproved and explore your options.
Most lenders just quote rates--We ask better questions:
🔹 What’s the long-term play?
🔹 How can you keep more cash while still buying?
🔹 Can a HELOC fund your next home?
Because you’re not just getting a loan—you’re building a legacy.
🛠️ What We Offer
We’re a mortgage broker with 100+ lenders and loan products, including:
✅ Conventional, FHA & VA Loans
✅ DSCR (No-income investor loans)
✅ Bank Statement loans
✅ Short Term Rental DSCRs that can use AirDNA to qualify
✅ HELOCs & Standalone Second Mortgages--even on investment properties!
Whether you’re buying a primary home or scaling your portfolio, KCL Funding can help you choose the loan that fits your situation and long-term strategy.
🧭 How We Help You Win:
We Listen First. Your plan, goals, and timeline drive everything.
We Simplify the Process. No jargon. No rate games. Just straight answers and smart strategies.
We Get You the Right Loan. Creative structuring. Competitive pricing. Expert guidance.
🔍 What Makes Us Different:
🧠 We Educate You. We’ll explain every step so you feel in control—not confused.
📞 We Communicate Proactively. You’ll never be left wondering what’s going on.
🏡 We Know Primary & Investor Loans. From FHA to DSCR, we know how to make it work.
💰 We Help You Use Equity Wisely. Use a HELOC or second loan to fund your next move—without draining your savings.
📈 We’re Built for Growth. Whether you're on your second home or tenth rental, we can help you scale.
👥 Who We Work With:
Investors buying or refinancing 1–4 unit properties
Buyers moving up and turning their first home into a rental
First-time or repeat buyers using FHA or Conventional financing
Flippers, BRRRR buyers, short-term rental hosts
High-income earners with side income, 1099s, or complex tax returns
Clients using HELOCs or second loans to unlock equity
🏁 The Bottom Line
At KCL Funding Group, you’re the hero of the story.
We’re the guide who makes sure your financing supports your goals—not slows them down.
If you want clear communication, strategic advice, and a mortgage that actually fits your life, let’s talk.
KCL Funding: Built on Knowledge. Backed by Community. Focused on Legacy.