The social peer pressure among the group will usually force them to figure out problems/drama that otherwise would be much harder if they're not in the same social circle.

I don't say these things to be harsh, I say them to help protect you from making a mistake. 

Harsh reality, as I was really hoping to house hack this first property.

Are there harsh weather conditions?

I know this sounds harsh, but before you can become an "investor" and have money to IN-vest you have to become an entrepreneur.

The property got rented only in Feb 2025 (we have harsh winters ,and no one really moves).i spoke to the Tax guy and asked about the depreciation.

That may sound harsh but it is a reality.Next search state or county laws.

Stood the test of time so we must be doing something right.If we make a mistake, it's an honest mistake and happy to pay for it...I like Drew's suggestion mate if ya wanna muck around with it and I know you do.I have learnt to let it go to because there is no cure for stupid 🤷‍♂️Instead of spending the time and money on drama, maybe better off taking the fam to Italy for some Negroni's and grub hahaThat's how I think nowadays anyways heheAs you know, we stopped working with investors quite a while ago due to getting burnt out on similar stuff.And even tho many others in the biz are still schmoozing investors with sexy content and flogging product.I know for a fact what they all say/think about investors behind the scenes and it's not pretty lolThanks mate As you're well aware, being in this biz as long as you have and working with as many schmo investors as you and I have throughout the years, we let A LOT of crap go.

There's the commercial corridor on Lancaster that will hopefully improve over time and be a benefit, and lastly, these are nice wide blocks with parking on both sides of the street and wide sidewalks so they feel nice and inviting and there's no drama on these blocks, very quiet. 

Find Lender that will refinance at 75% LTV in less than 6mths (Portfolio or CU)This allows a no drama 75% Refi based on Appraisal...