Even in a C neighborhood, new flooring, paint, light fixtures, even kitchen cabinets, vanities etc. are relatively inexpensive and can be done yourself fairly easily that would probably drive more value than almost anything else early on.Next, I would focus on trying to drive your active income up. 45k is a great starting place but its much easier to double your salary getting into a useful skill like sales than it is to double your investment returns.

If there is a minor penalty you could enforce because the option wasn't formally executed, go light on it.

The real risk isn’t the rehab — it’s running a healthcare business.Bottom line:It can be done, but it’s not a light remodel project.

As a carpenter, monetize your edge on light value‑add and sweat equity, but avoid heavy permits until you’ve got reserves and a team.

If you already have reliable local help and can handle light management, the upside and diversification seem worth the move.

Instead of howling at the dark, @John Clark: why don't you light a lamp for those who are lost? 

For 2026, target one simple flip in a blue‑collar B/C submarket you already drive for work, with multiple exits: buy right, light rehab, and it still rents if days‑on‑market stretch.

Pick one flip strategy (wholetail, light cosmetic, or full rehab), set a clear buy box, and build your core four this week: a couple of investor-friendly lenders, experienced flippers to shadow, one agent, and a solid GC.

Hi folks, I’m researching various value-add investment models (fix & flips, light rehabs) and want to learn from investors who fund these regularly or those who are looking for projects to back.

Owner financing terms can be attractive to some sellers, especially if the rents are under market, so I’d want to at least confirm it was communicated clearly.Since you already know the listing agent, I’d keep it light and professional:“Hey, just wanted to follow up and make sure the seller had a chance to look at both financing structures we were considering.