You ought to also consider the configuration of the quadruplex.

Nic construction loans on resi ground up development for me go like this.A and D loan or just D if i pay cash.. put in all the streets and roads and record final plat.A an D loan is a blanket loan as you put it.. with lot releases  when i get a vertical loan i can a land advance onb the vertical loan and that pays off the lot release for the A and D  if i pay cash of course there is no pay off and they are just individual loans on each lot.. since each build is different they are not blankets and they are all stand alone.what i do get though is my bank as long as the lots are basically same configuration and size they only appraise a floor plan once.. so like on my last 25 lot deal we built 4 floor plans so instead of doing 25 apprasials for the construction loans i only did 4.. that saves me 10k.. right there.

Including:ChaseBOAWells FargoCapital OneIf anyone else has this configuration, I'd love to hear your bank recommendations.Best Regards, Joe

What is its configuration?

@Christi Hawkins  Much like the auto industry  do we think everyone pays the exact amount for a vehicle .. do we think someone who sits there and grinds away for 8 hours might pay a little less than someone not as familiar or as good as another in grinding the salesmen the manager who gets the hand off and the close.this is why I LOVE Tesla you buy on line price is the price for all of us.. and it takes exactly 3 to 10 minutes to buy the car.. its GENIUS.. and why its such a threat to big auto... if you have not been on the Tesla site check it out see how easy it is to buy a car.. the finance part is auto matic too just put in name rank serial number and your approved almost instantly..you do need to put 2500 down on your credit card then they configure and produce your car..

I knew in a worst case scenario I could go with the house's initial configuration.  

Parking spaces may be configured on-site per state law.No change in parking requirements for the ADU.Replacement parking for garages and carports converted to ADUs will not be required.Junior ADU(JADU)Not allowed.Allow JADU up to 500 square feet within the existing walls of a single-family home.

Where I'm from that would be a bizarre configuration, but the sheer numbers of these types of properties I've found during my search have me wondering if that's just the usual in other states?

What type of unit configuration is more stable for an investor in an apartment complex.

We will configure anything to get some cash out of the deal.