I too lost over $40K on my flip at 6554 E dallas in Mesa. 

House hacking with MTRs (30+ day stays) offers solid tax benefits, depreciation, pro-rata deductions, and no self-employment tax, but lacks the aggressive STR loophole advantages.Key Tax Differences:MTRs are passive (Schedule E); losses can’t offset W-2 income unless you qualify as a Real Estate Professional (REP).STRs (<7 days) allow losses to offset W-2 income if you materially participate, even without REP status.MTRs face fewer IRS red flags, and you still benefit from depreciation and deductions.MTR house hacking is tax-efficient but less powerful than STRs for offsetting active income unless REP rules are met.

They e told me verbally many time they can get this done in 10-12 weeks.

I have some liquid capitol on my end, and some friends (both American and Thai) who might be able to throw in more, so it’s not like I wouldn’t have skin in the game. 

Make a temp e-mail because I guarantee that e-mail is gonna be blowing up in short order with follow-up pressing you to get milked NOW-now. 

In your case, 2 days at Property A and 3 at Property B—you’d typically split expenses as follows:Mileage ($700 total): Allocate by days—2/5 to Property A ($280) and 3/5 to Property B ($420), unless there's a more precise method based on actual distances.Hotel ($300): Deduct 100% to Property A, since the lodging was only used while working there.Meals (per diem or actual): Split by day—2/5 to A, 3/5 to B.For tax reporting, each portion of the expense is deducted on Schedule E, under the specific property that incurred the cost.

Quote from @Pierre E.: Especially with all the housing inventory in both regional vacation markets and standard residential areas this season.  

You can export Schedule E and hand it right over to your CPA.

Local lenders familiar with vacation markets can often use STR comps or AirDNA to support the file.New Construction Adds Inventory for DSCR Plays: New builds in Carolina Forest, Conway, and Little River are creating opportunities for investors to finance with DSCR from day one — especially if they’re purchasing with tenants or STR setups in place.Out-of-State Demand Keeps the Market Liquid: With many buyers from the Northeast and Midwest, Myrtle Beach properties are trading fast — but well-priced DSCR-eligible deals are still available, especially off the beachfront.💡 Investor Takeaway: In a market where gross rents can outpace monthly payments, Myrtle Beach offers a rare advantage — you don’t need to over-leverage to make the numbers work.

Quote from @Joshua Ocean: Quote from @Scott E.: What are you trying to accomplish?