Instead, you can unlock 100% bonus depreciation on assets with a useful life under 20 years.This includes:•Furniture & appliances•Flooring•Window coverings•Landscaping & outdoor lighting•Fencing, driveways, and patiosThese can often make up 20–35% of the purchase price — all potentially depreciated in Year 1 with a cost segregation study.Cost Segregation Friendly Features = Faster Write-OffsCertain property features allow you to break down the building into faster-depreciating components:Look for:•High-end finishes (luxury fixtures, lighting, smart tech)•Pools, patios, outdoor kitchens•Detached garages, ADUs•Upgraded appliances and built-insThe more non-structural components a property has, the more value a cost segregation study can carve out into 5-, 7-, and 15-year buckets.Newer or Recently Renovated Homes = Richer DepreciationNew builds or heavily renovated homes often pack in:•New HVAC systems•High-efficiency appliances•Premium flooring, tile, and cabinetryNot only are these attractive to guests — they’re also gold for depreciation, since they’re assigned shorter useful lives and can be depreciated more quickly.Higher Purchase Price = Bigger DeductionsIt sounds obvious, but worth repeating: the more expensive the property, the more there is to depreciate.A $1M STR might yield $200K–$300K+ in bonus depreciation in Year 1.

@Marcus AuerbachYou make a solid point—there’s real power in building equity and using strategic refis to unlock tax-free capital.

Here's the concise breakdown:Yes, you can still use the STR loophole and take bonus depreciation but only if you meet the material participation rules, which are the key to unlocking active losses to offset W-2 or other non-passive income.Here’s what matters:Material participation is what counts, not self-management alone.

In today's fast-paced world, artificial intelligence (AI) has become a powerful tool for streamlining tasks, boosting productivity, and unlocking new forms of innovation.

Especially on legacy deals, estate planning, or 1031 exits—that extra layer of empathy or creativity can unlock something price alone won’t.Would love to hear more about your take on land deals in this environment.

In my years as an investment coach, I've discovered that unlocking their potential hinges on one thing: education, especially when it comes to multifamily investments.

Cost segs unlock these savings, but the losses won't offset your ordinary income from your job unless you are an RE Pro.Here's how to think about RE Pro status to make the best case with your CPA and the IRS:RE Pro Status starts with the IRS definition of a Real Estate Professional (IRS Pub 925).It is not as simple as getting a real estate license or working for a firm that provides real estate services.Ask yourself these questions to see if you qualify:Q1: Are you in the right business?

Selling your California property remains the cleanest solution to unlock conventional financing, but until then, lean on trusted local lenders who offer in-house or non-QM loan products tailored for complex military or investor borrowers like yourself.

To make this work:Buy and place a rental in service in 2025.Perform a cost seg study to front-load depreciation.Qualify for REPS or STR material participation to unlock the full tax benefit.This can significantly reduce or eliminate your 2025 tax bill, just be sure to plan carefully with your CPA.This post does not create a CPA-Client relationship.

Perhaps there's some missed deductions there or passive losses that can be unlocked.