This is a beautiful state.

The outside looks fantastic.My wife and I are almost ready to make an offer on a home in a historic business district and we think we're going to use the age as an advantage.

All this is being said as a guy who met his wife late in life and never had kids.

So for him, electronic payment via Zelle is most convenient and cost effective.To complete the story, my wife recently bought Apple watches for herself and me, and it receives programmed notifications via the iPhone to the Apple watch, and I felt a vibration midnight while dozing off in bed, when the notification of the Zelle payment came in.

Beautiful property.

Our first child was just born a few months ago, so our primary REI goal is to maximize cash flow so I can transition away from my 9-5 job to spend more time with my wife and son (my wife works remotely from home).

Just like beauty is in the eyes of the beholder, value is in the eyes of the BEERholder.... :-)If you're refinancing to get some money out, then the bank and its chosen appraiser would be the beerholder and you're really at their mercy as to what valuation you'll get (I'm sure it partly depends on how much beer they have consumed).

The sale of your CA property also has an impact on all of this but with time you could really benefit from a 1031 exchange.My wife and I love AZ, moved from Iowa 23 years ago.

After years of "I'd like to eventually do that" and window shopping YouTube videos of peoples success with REI I have reached a point where I think I'm ready.My wife and I have relocated out of state to Orlando for her job.

I started by building my own personal portfolio with my wife.