AB 1837 attempts to address that but hey, it's the government so for sure they'll screw it up if 1837 passes.

Was there a lot of resistance or red tape from the tax assessor's office or whoever handles refunding the overages, or did a government agent start investigating you as potentially gaming the system?  

One other question that your carpenter / building department / insurance company may flag relates to the spacing between balusters, which has decreased over the years.

As far as your situation, I would immediately contact your state's department of real estate, and file a complaint.

government issue liens stays.  

We are trying to decide between a couple different houses and this really peaked my curiosity and I figured some of you experts might have some experience in this department.

Nashville has a metropolitan government which I also perceive as a positive. 

It appraised for $110,000 there is a $40,900 balance on the mortgage with a $36,300 "Forgivable Loan" from the Federal Government.

As long as politicians are allowed to be wooed by lobbyists and as long as they're allowed to own large stakes in companies that receive large government contracts, politicians will just continue to make themselves, their families and their friends rich...While many politicians on both sides of the aisle do it (including most likely our current and previous Presidents), the most obvious example I can think of is Cheney and his ties to Halliburton.

If the SPD is not available, the plan administrator or human resources department should be contacted for a copy of the most updated version.