I never liked apartments.com (their site is down as of this writing) and I hope they will leave COZY alone and not try to integrate.

Some of them have an integrated laser pointer, which shows you the center of the area it is measuring, but the total area will be a circle centered on that red dot. 

I'll know exactly how the model works and how it's integrated together, as opposed to just saying "oh, I downloaded this model from the internet and it looked good"...doesn't sound like I was being proactive or vigilant with my REI education if that's my answer to someone asking about my models lolYou're right in the sense that I don't want to have analysis paralysis.

@Benjamin Spiegel Montclair is a perfect example of a town where the calculators would say it's a terrible deal and you will never be at the 1 percent rule on a multi most likely, but the deals are still good because the appreciation and ARV is off the charts and isn't going to stop.

I think that investors need to shift their strategy with the market, and this is a perfect example of doing so.   

From creating a delightful checkout experience on a mobile app to planning the perfect surprise lunch for my girlfriend.

IMaps can help as a tool, but it isn't perfect either.

So the lender either forecloses or has to do a workout on the loan.The non-recourse debt more of your cash flow is trapped due to heavy reserve and escrow requirements accounts for the lock box.Local banks do not usually have those requirements for a loan but they also require personal guarantees.No perfect loan out there. 

Yes I think a small multi would be a perfect start for me.

@Mark Cohen It's perfectly normal for a Hard Money lender to ask for multiple properties as collateral for one.