He recently had a series of life threatening medical issues that took him out of work and seeing him struggle to survive financially during this time has made me hungrier than ever to achieve financial freedom for my family (I’m married and just recently had my first son)!

I have the financial resources to rehab properties.

I know I'm not making my money work for me or being creative by any means to achieve real financial freedom , time for change .

This has been the launch pad for my life in real estate and my family's financial freedom.

Does anyone have advice regarding how to compile a professional, efficient financial packet to present to banks and lenders?

Start advertising today for the first of November and offer your present tenants a financial incentive to leave a week early. 

Let’s get financially free!

Especially for those amounts you are referring to but definitely call the local smaller banks / credit unions as they would be the most likely to give you better financial advice on what to do in your case.But what you said sounds about right.

Reason being is the current firm I have my money invested in is being managed by a financial adviser, which makes shifting money around in the account extremely difficult.

Turning off credit card payments is unfortunately no protection from a tenant who chooses to lie and steal or make payments with funds that aren’t theirs.Second, Cozy doesn't do anything specifically to "allow" a dispute – in fact, all financial transactions across industries are subject to the same fraud and dispute laws – so it's not unique to Cozy.