The number of reviews you get decreases. 

If you have none of this because it is your first time, you will still need to prepare the same documents more or less but your leverage will be decreased and depending on the size of the deal may be limited to 75-80ltv as a first timer.

in this environment I would not underwrite expecting a rate decrease.  

Looking forward, the Fed has updated its 2023 GDP growth forecast to 2.6%, a notable increase from earlier predictions.Inflation and Monetary Policy:Inflation is showing signs of cooling, with a gradual decrease projected by the Fed to reach 2% by 2026.

A great way to decrease your living expenses and live below your means is through house hacking. 

It is a great way to decrease your cost of living and help you build up capital.

Consider this: as the ratio of Airbnbs to long-term rentals increases, the availability of long-term housing for residents decreases.

The last time home prices acutely decreased was the great financial crisis, before then, 1992 (and then it was mild, a couple % for a few months) .

Increased/decreased inventory?

At some point market will flat line or decrease.