I borrowed 100K from another free and clear property, and took a 30K 1st from a private lender leaving me out of pocket under 6K.

If you want to talk more, feel free to message me.

Please feel free to shoot at my numbers with everything you all got.

Seems like the cash flow is close to 0 which is not bad if your goal is to hold until it's free and clear. from the rent/purchase-price ratio it seems like a decent rental and cash flows positive if you do 30 yr which is something to think about.

Long story short, I was able to convince my original installer that I deserved a new coil and free installation because this was obviously a manufacturer's error (Lennox lost the suit) and I as a customer should not have to bear the cost of their mistake.

Hi and welcome to the group I’m in Charlotte NC if you have any questions please feel free to hit me up

Second, realize that the goal of house-hacking (at least in California - I do a lot of deals in Sacramento with house hackers like you) isn't to make cash-flow, it's to try and live as close to rent/mortgage payment free as possible. 

I look forwarding to meeting you guys and someday forming successful partnerships that we can all benefit from. if you have any advice for someone like me, please feel free to share.

Both I believe will give you insight into what you are looking for into other investor's experience.Hope that helps feel free to reach out to me if you are looking for more info....Kris

Total house value of 1 million with half million mortgage.2) I have 250,000 Home Equity Loan that I can borrow anytime from the bank to make real estate investment.3) My family annual income is between 200k to 250k, and my goal is to buy 10 properties in CT, and make $10,000 monthly passive income in the next 10 years. 4) Specifically, I would like to buy one multiFamily house at a year, and it will create a free $1000 cash flow each month.